The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Umbergaon, Dist Valsad branch in Umbergaon, Umbergaon, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Umbergaon or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0UMBERG. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Umbergaon, Dist Valsad, Umbergaon

Below in the table are the key details related to IFSC Code BARB0UMBERG of Bank Of Baroda for its branch located in Umbergaon, within the district of Umbergaon in the state of Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0UMBERG
Branch Umbergaon, Dist Valsad
City Umbergaon
District Umbergaon
State Gujarat
Address Umbergaon Town, At & Post-Umbergaon 396170

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Umbergaon for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0UMBERG for the Umbergaon, Dist Valsad branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Umbergaon, Dist Valsad, Umbergaon, Gujarat, are allotted a unique IFSC like BARB0UMBERG to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Umbergaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Umbergaon and Umbergaon.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Umbergaon, Dist Valsad reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code BARB0UMBERG

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Umbergaon, Dist Valsad in Umbergaon.

For example, the IFSC Code BARB0UMBERG of Bank Of Baroda for the Umbergaon, Dist Valsad branch includes these elements, identifying the bank and the branch location in Umbergaon and Gujarat accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0UMBERG of Bank Of Baroda for its Umbergaon, Dist Valsad branch located in Umbergaon, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Umbergaon and Umbergaon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Umbergaon, Dist Valsad or Umbergaon to find the exact IFSC Code BARB0UMBERG.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Umbergaon will provide accurate information.

How to Use IFSC Code BARB0UMBERG for Online Transfers?

Once you have the IFSC Code BARB0UMBERG for the Umbergaon, Dist Valsad branch of Bank Of Baroda in Umbergaon, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0UMBERG. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0UMBERG.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Umbergaon, Dist Valsad in Umbergaon may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Umbergaon, Dist Valsad, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Umbergaon to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Umbergaon, Dist Valsad, Umbergaon?

The IFSC Code is BARB0UMBERG.

Is the IFSC Code BARB0UMBERG permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Umbergaon, Dist Valsad?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Umbergaon, Dist Valsad branch?

The address of the branch is Umbergaon Town, At & Post-Umbergaon 396170 located in Umbergaon, Umbergaon, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby BANK OF BARODA Branches

Back to Top