The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Ukai, Dist Surat branch in Ukai, Ukai, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Ukai or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0UKAIXX. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Ukai, Dist Surat, Ukai
Here are the key points that are associated with the IFSC Code BARB0UKAIXX of Bank Of Baroda for its branch located in Ukai, within the district of Ukai in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0UKAIXX |
| Branch | Ukai, Dist Surat |
| City | Ukai |
| District | Ukai |
| State | Gujarat |
| Address | At & Po. Ukai, Tal.Songadh, Dist. Surat Pin-394680 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Ukai for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0UKAIXX for the Ukai, Dist Surat branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Ukai, Dist Surat, Ukai, Gujarat, are allotted a unique IFSC like BARB0UKAIXX to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ukai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ukai and Ukai.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Baroda in Ukai, Dist Surat reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code BARB0UKAIXX
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ukai, Dist Surat in Ukai.
For example, the IFSC Code BARB0UKAIXX of Bank Of Baroda for the Ukai, Dist Surat branch includes these elements, identifying the bank and the branch location in Ukai and Gujarat accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0UKAIXX of Bank Of Baroda for its Ukai, Dist Surat branch located in Ukai, the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Ukai and Ukai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and find the branch locator section. Search for Ukai, Dist Surat or Ukai to get the exact IFSC Code BARB0UKAIXX.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Ukai that will provide accurate information.
How to Use IFSC Code BARB0UKAIXX for Online Transfers?
Once you have the IFSC Code BARB0UKAIXX for the Ukai, Dist Surat branch of Bank Of Baroda in Ukai, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0UKAIXX. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0UKAIXX.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Ukai, Dist Surat in Ukai, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ukai, Dist Surat, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Ukai manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0UKAIXX.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is At & Po. Ukai, Tal.Songadh, Dist. Surat Pin-394680 located in Ukai, Ukai, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.