For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Kukkundoor branch in Udipi, Kukkundoor, Karnataka, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Udipi or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0VJKUKU. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kukkundoor, Udipi

Here are the main details that are associated with the IFSC Code BARB0VJKUKU of Bank Of Baroda for its branch located in Udipi, within the district of Kukkundoor in the state of Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJKUKU
Branch Kukkundoor
City Udipi
District Kukkundoor
State Karnataka
Address Jodu Rasthe , Kukkundoor , Karkala Taluk , Kukkundoor , 576117

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Udipi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJKUKU for the Kukkundoor branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0VJKUKU is given to every bank branch, including Bank Of Baroda located in Kukkundoor, Udipi, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Udipi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Udipi and Kukkundoor.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Kukkundoor doesn't end up at another location.

Format of the IFSC Code BARB0VJKUKU

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kukkundoor in Udipi.

For example, the IFSC Code BARB0VJKUKU of Bank Of Baroda for the Kukkundoor branch has these elements, identifying the bank and the branch location in Udipi and Karnataka correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0VJKUKU of Bank Of Baroda for its Kukkundoor branch located in Udipi, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Udipi and Kukkundoor, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Kukkundoor or Udipi to find the exact IFSC Code BARB0VJKUKU.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Udipi will provide accurate information.

How to Use IFSC Code BARB0VJKUKU for Online Transfers?

Once you have the IFSC Code BARB0VJKUKU for the Kukkundoor branch of Bank Of Baroda in Udipi, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJKUKU. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJKUKU.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Kukkundoor in Udipi may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kukkundoor, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Udipi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Kukkundoor Udipi?

The IFSC Code of the Kukkundoor Udipi branch is BARB0VJKUKU.

Is IFSC Code BARB0VJKUKU permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Kukkundoor branch?

The branch is located at Jodu Rasthe , Kukkundoor , Karkala Taluk , Kukkundoor , 576117.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.