IFSC Code of Bank Of Baroda, Karkala, Karkal, Karnataka- BARB0VJKARK

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Karkala branch in Udipi, Karkal, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Udipi or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0VJKARK. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Karkala, Udipi

Here are some of the key details that come with the IFSC Code BARB0VJKARK of Bank Of Baroda for its branch located in Udipi, within the district of Karkal in the state of Karnataka.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Udipi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0VJKARK for the Karkala branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0VJKARK is given to every bank branch, including Bank Of Baroda located in Karkala, Udipi, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Bank Of Baroda branch in Udipi.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Udipi and Karkal.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Karkala doesn't end up at another location.

Format of the IFSC Code BARB0VJKARK

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Karkala in Udipi.

For example, the IFSC Code BARB0VJKARK of Bank Of Baroda for the Karkala branch includes these elements, identifying the bank and the branch location in Udipi and Karnataka accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0VJKARK of Bank Of Baroda for its Karkala branch located in Udipi, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Udipi and Karkal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Karkala or Udipi to get the exact IFSC Code BARB0VJKARK.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Udipi, then it will provide you proper information.

How to Use IFSC Code BARB0VJKARK for Online Transfers?

If you have the IFSC Code BARB0VJKARK for the Karkala branch of Bank Of Baroda in Udipi, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJKARK. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0VJKARK.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Karkala in Udipi, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Karkala, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of Baroda website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Udipi manage online transfers as well as cheque clearances with ease.