The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Aloor-Udupi branch in Udipi, Aloor, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Udipi or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0VJALOO. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Aloor-Udupi, Udipi

Here are the main details that are associated with the IFSC Code BARB0VJALOO of Bank Of Baroda for its branch located in Udipi, within the district of Aloor in the state of Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJALOO
Branch Aloor-Udupi
City Udipi
District Aloor
State Karnataka
Address Krishnagiri Complex, , Main Road, Aloor, , Udupi , Aloor , 576233

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Udipi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJALOO for the Aloor-Udupi branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Aloor-Udupi, Udipi, Karnataka, are allotted a unique IFSC like BARB0VJALOO to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Udipi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Udipi and Aloor.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Aloor-Udupi reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code BARB0VJALOO

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Aloor-Udupi in Udipi.

For example, the IFSC Code BARB0VJALOO of Bank Of Baroda for the Aloor-Udupi branch has these elements, identifying the bank and the branch location in Udipi and Karnataka correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJALOO of Bank Of Baroda for its Aloor-Udupi branch located in Udipi, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Udipi and Aloor, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Aloor-Udupi or Udipi to get the exact IFSC Code BARB0VJALOO.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Udipi, you'll get the correct details.

How to Use IFSC Code BARB0VJALOO for Online Transfers?

Once you have the IFSC Code BARB0VJALOO for the Aloor-Udupi branch of Bank Of Baroda in Udipi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJALOO. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJALOO.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Aloor-Udupi in Udipi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Aloor-Udupi, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Udipi manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Aloor-Udupi, Udipi?

The IFSC Code is BARB0VJALOO.

Is the IFSC Code BARB0VJALOO permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Aloor-Udupi?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Aloor-Udupi branch?

The address of the branch is Krishnagiri Complex, , Main Road, Aloor, , Udupi , Aloor , 576233 located in Udipi, Aloor, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.