Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Sitarganj branch in Udham Singh Nagar, Udham Singh Nagar, Uttarakhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Udham Singh Nagar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code BARB0DBSGNJ. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Sitarganj, Udham Singh Nagar

Here are the main details that are associated with the IFSC Code BARB0DBSGNJ of Bank Of Baroda for its branch located in Udham Singh Nagar, within the district of Udham Singh Nagar in the state of Uttarakhand.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBSGNJ
Branch Sitarganj
City Udham Singh Nagar
District Udham Singh Nagar
State Uttarakhand
Address Ashoka Industries Compound Khatima Roadsitarganj Udham Singh Nagar Uttarakhand Sitarganj Udham Singh Nagar Uttarakhand 262405

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Udham Singh Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBSGNJ for the Sitarganj branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0DBSGNJ is given to every bank branch, including Bank Of Baroda located in Sitarganj, Udham Singh Nagar, Uttarakhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Udham Singh Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Udham Singh Nagar and Udham Singh Nagar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Sitarganj doesn't end up at another location.

Format of the IFSC Code BARB0DBSGNJ

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sitarganj in Udham Singh Nagar.

For example, the IFSC Code BARB0DBSGNJ of Bank Of Baroda for the Sitarganj branch includes these elements, identifying the bank and the branch location in Udham Singh Nagar and Uttarakhand accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBSGNJ of Bank Of Baroda for its Sitarganj branch located in Udham Singh Nagar, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Udham Singh Nagar and Udham Singh Nagar, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Sitarganj or Udham Singh Nagar to get the exact IFSC Code BARB0DBSGNJ.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Udham Singh Nagar, you'll get the correct details.

How to Use IFSC Code BARB0DBSGNJ for Online Transfers?

If you have the IFSC Code BARB0DBSGNJ for the Sitarganj branch of Bank Of Baroda in Udham Singh Nagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0DBSGNJ. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0DBSGNJ.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Sitarganj in Udham Singh Nagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Sitarganj, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Udham Singh Nagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Sitarganj, Udham Singh Nagar?

The IFSC Code is BARB0DBSGNJ.

Is the IFSC Code BARB0DBSGNJ permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Sitarganj?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sitarganj branch?

The address of the branch is Ashoka Industries Compound Khatima Roadsitarganj Udham Singh Nagar Uttarakhand Sitarganj Udham Singh Nagar Uttarakhand 262405 located in Udham Singh Nagar, Udham Singh Nagar, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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