For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Kichha, Up branch in Udham Singh Nagar, Kichcha, Uttarakhand, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Udham Singh Nagar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code BARB0KICHAX. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Kichha, Up, Udham Singh Nagar
Below in the table are the key details related to IFSC Code BARB0KICHAX of Bank Of Baroda for its branch located in Udham Singh Nagar, within the district of Kichcha in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0KICHAX |
| Branch | Kichha, Up |
| City | Udham Singh Nagar |
| District | Kichcha |
| State | Uttarakhand |
| Address | Rudrapur Road ,Kichha,Dist Udhamsinghnagar,Uttranchal-244718 |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Udham Singh Nagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0KICHAX for the Kichha, Up branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Kichha, Up, Udham Singh Nagar, Uttarakhand, is provided a unique IFSC like BARB0KICHAX so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Udham Singh Nagar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Udham Singh Nagar and Kichcha.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Kichha, Up do not get misguided to another person.
Format of the IFSC Code BARB0KICHAX
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kichha, Up in Udham Singh Nagar.
For example, the IFSC Code BARB0KICHAX of Bank Of Baroda for the Kichha, Up branch has these elements, identifying the bank and the branch location in Udham Singh Nagar and Uttarakhand correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0KICHAX of Bank Of Baroda for its Kichha, Up branch located in Udham Singh Nagar, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Udham Singh Nagar and Kichcha, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Kichha, Up or Udham Singh Nagar to get the exact IFSC Code BARB0KICHAX.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Udham Singh Nagar, then it will provide you proper information.
How to Use IFSC Code BARB0KICHAX for Online Transfers?
Once you have the IFSC Code BARB0KICHAX for the Kichha, Up branch of Bank Of Baroda in Udham Singh Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0KICHAX. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KICHAX.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Kichha, Up in Udham Singh Nagar may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Kichha, Up, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Udham Singh Nagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0KICHAX.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Rudrapur Road ,Kichha,Dist Udhamsinghnagar,Uttranchal-244718 located in Udham Singh Nagar, Kichcha, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.