For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Khatima, Up branch in Udham Singh Nagar, Khatima, Uttarakhand, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Udham Singh Nagar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code BARB0KHATIM. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Khatima, Up, Udham Singh Nagar
The table below shows the main details of the IFSC Code BARB0KHATIM for the Bank Of Baroda branch in Udham Singh Nagar, which falls under the Khatima district in Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0KHATIM |
| Branch | Khatima, Up |
| City | Udham Singh Nagar |
| District | Khatima |
| State | Uttarakhand |
| Address | Khatima,Dist Udhamsinghnagar, Uttranchal-244713 |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Udham Singh Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KHATIM for the Khatima, Up branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0KHATIM is given to every bank branch, including Bank Of Baroda located in Khatima, Up, Udham Singh Nagar, Uttarakhand, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Udham Singh Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Udham Singh Nagar and Khatima.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Khatima, Up doesn't end up at another location.
Format of the IFSC Code BARB0KHATIM
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khatima, Up in Udham Singh Nagar.
For example, the IFSC Code BARB0KHATIM of Bank Of Baroda for the Khatima, Up branch includes these elements, identifying the bank and the branch location in Udham Singh Nagar and Uttarakhand accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0KHATIM of Bank Of Baroda for its Khatima, Up branch located in Udham Singh Nagar, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Udham Singh Nagar and Khatima, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Khatima, Up or Udham Singh Nagar to get the exact IFSC Code BARB0KHATIM.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Udham Singh Nagar, then it will provide you proper information.
How to Use IFSC Code BARB0KHATIM for Online Transfers?
Once you have the IFSC Code BARB0KHATIM for the Khatima, Up branch of Bank Of Baroda in Udham Singh Nagar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0KHATIM. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0KHATIM.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Khatima, Up in Udham Singh Nagar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Khatima, Up, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Udham Singh Nagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0KHATIM.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Khatima,Dist Udhamsinghnagar, Uttranchal-244713 located in Udham Singh Nagar, Khatima, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.