Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Khanpur, Uttrakhand branch in Udham Singh Nagar, Khanpur, or Uttarakhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Udham Singh Nagar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code BARB0KHANPU. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Khanpur, Uttrakhand, Udham Singh Nagar

Here are the main details that are associated with the IFSC Code BARB0KHANPU of Bank Of Baroda for its branch located in Udham Singh Nagar, within the district of Khanpur in the state of Uttarakhand.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KHANPU
Branch Khanpur, Uttrakhand
City Udham Singh Nagar
District Khanpur
State Uttarakhand
Address Vill.& Po.Khanpur, Dist.Udham Singh Nagar, Uttarakhand - 263 153.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Udham Singh Nagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KHANPU for the Khanpur, Uttrakhand branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0KHANPU is given to every bank branch, including Bank Of Baroda located in Khanpur, Uttrakhand, Udham Singh Nagar, Uttarakhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Udham Singh Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Udham Singh Nagar and Khanpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Khanpur, Uttrakhand doesn't end up at another location.

Format of the IFSC Code BARB0KHANPU

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khanpur, Uttrakhand in Udham Singh Nagar.

For example, the IFSC Code BARB0KHANPU of Bank Of Baroda for the Khanpur, Uttrakhand branch includes these elements, identifying the bank and the branch location in Udham Singh Nagar and Uttarakhand correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0KHANPU of Bank Of Baroda for its Khanpur, Uttrakhand branch located in Udham Singh Nagar, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Udham Singh Nagar and Khanpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Khanpur, Uttrakhand or Udham Singh Nagar to find the exact IFSC Code BARB0KHANPU.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Udham Singh Nagar will provide accurate information.

How to Use IFSC Code BARB0KHANPU for Online Transfers?

Once you have the IFSC Code BARB0KHANPU for the Khanpur, Uttrakhand branch of Bank Of Baroda in Udham Singh Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0KHANPU. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KHANPU.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Khanpur, Uttrakhand in Udham Singh Nagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Khanpur, Uttrakhand, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Udham Singh Nagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Khanpur, Uttrakhand, Udham Singh Nagar?

The IFSC Code is BARB0KHANPU.

Is the IFSC Code BARB0KHANPU permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Khanpur, Uttrakhand?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Khanpur, Uttrakhand branch?

The address of the branch is Vill.& Po.Khanpur, Dist.Udham Singh Nagar, Uttarakhand - 263 153. located in Udham Singh Nagar, Khanpur, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.