The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Jhankat branch in Udham Singh Nagar, Jhankat, Uttarakhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Udham Singh Nagar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code BARB0JHASIT. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Jhankat, Udham Singh Nagar

Here are the key points that are associated with the IFSC Code BARB0JHASIT of Bank Of Baroda for its branch located in Udham Singh Nagar, within the district of Jhankat in the state of Uttarakhand.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0JHASIT
Branch Jhankat
City Udham Singh Nagar
District Jhankat
State Uttarakhand
Address Vill Po Jhankat Sittarganj Khatima Road Jhankat Dist Udham Singh Nagar Vill Jhankat Uttarakhand 262308

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Udham Singh Nagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0JHASIT for the Jhankat branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0JHASIT is given to every bank branch, including Bank Of Baroda located in Jhankat, Udham Singh Nagar, Uttarakhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Udham Singh Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Udham Singh Nagar and Jhankat.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Jhankat doesn't end up at another location.

Format of the IFSC Code BARB0JHASIT

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jhankat in Udham Singh Nagar.

For example, the IFSC Code BARB0JHASIT of Bank Of Baroda for the Jhankat branch includes these elements, identifying the bank and the branch location in Udham Singh Nagar and Uttarakhand accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0JHASIT of Bank Of Baroda for its Jhankat branch located in Udham Singh Nagar, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Udham Singh Nagar and Jhankat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Jhankat or Udham Singh Nagar to get the exact IFSC Code BARB0JHASIT.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Udham Singh Nagar that will provide accurate information.

How to Use IFSC Code BARB0JHASIT for Online Transfers?

Once you have the IFSC Code BARB0JHASIT for the Jhankat branch of Bank Of Baroda in Udham Singh Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0JHASIT. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0JHASIT.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Jhankat in Udham Singh Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Jhankat, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Udham Singh Nagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Jhankat, Udham Singh Nagar?

The IFSC Code is BARB0JHASIT.

Is the IFSC Code BARB0JHASIT permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Jhankat?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jhankat branch?

The address of the branch is Vill Po Jhankat Sittarganj Khatima Road Jhankat Dist Udham Singh Nagar Vill Jhankat Uttarakhand 262308 located in Udham Singh Nagar, Jhankat, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.