The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Jaspur, Uttarkhand branch in Udham Singh Nagar, Jaspur, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Udham Singh Nagar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code BARB0JASPUR. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Jaspur, Uttarkhand, Udham Singh Nagar
Here are the key points that are associated with the IFSC Code BARB0JASPUR of Bank Of Baroda for its branch located in Udham Singh Nagar, within the district of Jaspur in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0JASPUR |
| Branch | Jaspur, Uttarkhand |
| City | Udham Singh Nagar |
| District | Jaspur |
| State | Uttarakhand |
| Address | Jaspur, Distt. Udham Singh Nagar State -Uttarakhand Pin-244712 |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Udham Singh Nagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0JASPUR for the Jaspur, Uttarkhand branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Jaspur, Uttarkhand, Udham Singh Nagar, Uttarakhand, is provided a unique IFSC like BARB0JASPUR so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Udham Singh Nagar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Udham Singh Nagar and Jaspur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Jaspur, Uttarkhand do not get misguided to another person.
Format of the IFSC Code BARB0JASPUR
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jaspur, Uttarkhand in Udham Singh Nagar.
For example, the IFSC Code BARB0JASPUR of Bank Of Baroda for the Jaspur, Uttarkhand branch includes these elements, identifying the bank and the branch location in Udham Singh Nagar and Uttarakhand accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0JASPUR of Bank Of Baroda for its Jaspur, Uttarkhand branch located in Udham Singh Nagar, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Udham Singh Nagar and Jaspur, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Jaspur, Uttarkhand or Udham Singh Nagar to get the exact IFSC Code BARB0JASPUR.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Udham Singh Nagar, you'll get the correct details.
How to Use IFSC Code BARB0JASPUR for Online Transfers?
Once you have the IFSC Code BARB0JASPUR for the Jaspur, Uttarkhand branch of Bank Of Baroda in Udham Singh Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0JASPUR. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0JASPUR.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Jaspur, Uttarkhand in Udham Singh Nagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Jaspur, Uttarkhand, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Udham Singh Nagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0JASPUR.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Jaspur, Distt. Udham Singh Nagar State -Uttarakhand Pin-244712 located in Udham Singh Nagar, Jaspur, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.