There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Harriawala Chowraha branch in Udham Singh Nagar, Kashipur, Uttarakhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Udham Singh Nagar or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code BARB0HARRIA. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Harriawala Chowraha, Udham Singh Nagar

The table below shows the main details of the IFSC Code BARB0HARRIA for the Bank Of Baroda branch in Udham Singh Nagar, which falls under the Kashipur district in Uttarakhand.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0HARRIA
Branch Harriawala Chowraha
City Udham Singh Nagar
District Kashipur
State Uttarakhand
Address Harriawala Chowk,Kashipur,Dist ┬Û Udhamsingh Nagar,Uttarakhand ┬Û 244719

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Udham Singh Nagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0HARRIA for the Harriawala Chowraha branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Harriawala Chowraha, Udham Singh Nagar, Uttarakhand, are allotted a unique IFSC like BARB0HARRIA to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Udham Singh Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Udham Singh Nagar and Kashipur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Harriawala Chowraha reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code BARB0HARRIA

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Harriawala Chowraha in Udham Singh Nagar.

For example, the IFSC Code BARB0HARRIA of Bank Of Baroda for the Harriawala Chowraha branch includes these elements, identifying the bank and the branch location in Udham Singh Nagar and Uttarakhand accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0HARRIA of Bank Of Baroda for its Harriawala Chowraha branch located in Udham Singh Nagar, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Udham Singh Nagar and Kashipur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Harriawala Chowraha or Udham Singh Nagar to get the exact IFSC Code BARB0HARRIA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Udham Singh Nagar, then it will provide you proper information.

How to Use IFSC Code BARB0HARRIA for Online Transfers?

Once you have the IFSC Code BARB0HARRIA for the Harriawala Chowraha branch of Bank Of Baroda in Udham Singh Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0HARRIA. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0HARRIA.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Harriawala Chowraha in Udham Singh Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Harriawala Chowraha, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Udham Singh Nagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Harriawala Chowraha Udham Singh Nagar?

The IFSC Code of the Harriawala Chowraha Udham Singh Nagar branch is BARB0HARRIA.

Is IFSC Code BARB0HARRIA permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Harriawala Chowraha branch?

The branch is located at Harriawala Chowk,Kashipur,Dist ┬Û Udhamsingh Nagar,Uttarakhand ┬Û 244719.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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