Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Garhinegi, Uttarakhand branch in Udham Singh Nagar, Garhi Negi, Uttarakhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Udham Singh Nagar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code BARB0GARNAI. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Garhinegi, Uttarakhand, Udham Singh Nagar

Here are the key points that are associated with the IFSC Code BARB0GARNAI of Bank Of Baroda for its branch located in Udham Singh Nagar, within the district of Garhi Negi in the state of Uttarakhand.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0GARNAI
Branch Garhinegi, Uttarakhand
City Udham Singh Nagar
District Garhi Negi
State Uttarakhand
Address Garhinegi, Kashipur, Dist.Udham Singh Nagar, Uttarakhand - 244 713.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Udham Singh Nagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GARNAI for the Garhinegi, Uttarakhand branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Garhinegi, Uttarakhand, Udham Singh Nagar, Uttarakhand, is provided a unique IFSC like BARB0GARNAI so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Udham Singh Nagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Udham Singh Nagar and Garhi Negi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Garhinegi, Uttarakhand do not get misguided to another person.

Format of the IFSC Code BARB0GARNAI

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Garhinegi, Uttarakhand in Udham Singh Nagar.

For example, the IFSC Code BARB0GARNAI of Bank Of Baroda for the Garhinegi, Uttarakhand branch includes these elements, identifying the bank and the branch location in Udham Singh Nagar and Uttarakhand accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0GARNAI of Bank Of Baroda for its Garhinegi, Uttarakhand branch located in Udham Singh Nagar, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Udham Singh Nagar and Garhi Negi, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Garhinegi, Uttarakhand or Udham Singh Nagar to get the exact IFSC Code BARB0GARNAI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Udham Singh Nagar, you'll get the correct details.

How to Use IFSC Code BARB0GARNAI for Online Transfers?

Once you have the IFSC Code BARB0GARNAI for the Garhinegi, Uttarakhand branch of Bank Of Baroda in Udham Singh Nagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0GARNAI. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0GARNAI.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Garhinegi, Uttarakhand in Udham Singh Nagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Garhinegi, Uttarakhand, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Udham Singh Nagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Garhinegi, Uttarakhand, Udham Singh Nagar?

The IFSC Code is BARB0GARNAI.

Is the IFSC Code BARB0GARNAI permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Garhinegi, Uttarakhand?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Garhinegi, Uttarakhand branch?

The address of the branch is Garhinegi, Kashipur, Dist.Udham Singh Nagar, Uttarakhand - 244 713. located in Udham Singh Nagar, Garhi Negi, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.