The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Gavimata Branch branch in Tumkur, Gavimata, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Tumkur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0VJGAVI. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Gavimata Branch, Tumkur

Here are the main details that are associated with the IFSC Code BARB0VJGAVI of Bank Of Baroda for its branch located in Tumkur, within the district of Gavimata in the state of Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJGAVI
Branch Gavimata Branch
City Tumkur
District Gavimata
State Karnataka
Address Kothipura Village, Gavimatta, , Heror Post, Kunigal Talluk, , Tumkur , Gavimata , 572130

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Tumkur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJGAVI for the Gavimata Branch branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Gavimata Branch, Tumkur, Karnataka, is provided with a unique IFSC like BARB0VJGAVI to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Tumkur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Tumkur and Gavimata.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Gavimata Branch do not get mixed with another location.

Format of the IFSC Code BARB0VJGAVI

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gavimata Branch in Tumkur.

For example, the IFSC Code BARB0VJGAVI of Bank Of Baroda for the Gavimata Branch branch has these elements, identifying the bank and the branch location in Tumkur and Karnataka correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJGAVI of Bank Of Baroda for its Gavimata Branch branch located in Tumkur, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Tumkur and Gavimata, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Gavimata Branch or Tumkur to get the exact IFSC Code BARB0VJGAVI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Tumkur that will provide accurate information.

How to Use IFSC Code BARB0VJGAVI for Online Transfers?

Once you have the IFSC Code BARB0VJGAVI for the Gavimata Branch branch of Bank Of Baroda in Tumkur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJGAVI. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJGAVI.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Gavimata Branch in Tumkur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Gavimata Branch, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Tumkur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Gavimata Branch, Tumkur?

The IFSC Code is BARB0VJGAVI.

Is the IFSC Code BARB0VJGAVI permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Gavimata Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gavimata Branch branch?

The address of the branch is Kothipura Village, Gavimatta, , Heror Post, Kunigal Talluk, , Tumkur , Gavimata , 572130 located in Tumkur, Gavimata, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.