For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Kesavadasapuram branch in Trivandrum, Trivandrum, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Trivandrum or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BARB0VJTHKE. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kesavadasapuram, Trivandrum

Here are the key points that are associated with the IFSC Code BARB0VJTHKE of Bank Of Baroda for its branch located in Trivandrum, within the district of Trivandrum in the state of Kerala.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJTHKE
Branch Kesavadasapuram
City Trivandrum
District Trivandrum
State Kerala
Address Kesavadasapuram Junction, Trivandrum, Kerala-695004

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Trivandrum for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJTHKE for the Kesavadasapuram branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Kesavadasapuram, Trivandrum, Kerala, are given a unique IFSC like BARB0VJTHKE to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Trivandrum.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Trivandrum and Trivandrum.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Kesavadasapuram goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0VJTHKE

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kesavadasapuram in Trivandrum.

For example, the IFSC Code BARB0VJTHKE of Bank Of Baroda for the Kesavadasapuram branch includes these elements, identifying the bank and the branch location in Trivandrum and Kerala correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJTHKE of Bank Of Baroda for its Kesavadasapuram branch located in Trivandrum, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Trivandrum and Trivandrum, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Kesavadasapuram or Trivandrum to get the exact IFSC Code BARB0VJTHKE.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Trivandrum, you'll get the correct details.

How to Use IFSC Code BARB0VJTHKE for Online Transfers?

Once you have the IFSC Code BARB0VJTHKE for the Kesavadasapuram branch of Bank Of Baroda in Trivandrum, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJTHKE. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJTHKE.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Kesavadasapuram in Trivandrum may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kesavadasapuram, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Trivandrum manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kesavadasapuram, Trivandrum?

The IFSC Code is BARB0VJTHKE.

Is the IFSC Code BARB0VJTHKE permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kesavadasapuram?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kesavadasapuram branch?

The address of the branch is Kesavadasapuram Junction, Trivandrum, Kerala-695004 located in Trivandrum, Trivandrum, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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