There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Traj Br., Dist. Kheda, Gujarat branch in Traj, Traj, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Traj or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code BARB0TRAJXX. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Traj Br., Dist. Kheda, Gujarat, Traj
Below in the table are the key details related to IFSC Code BARB0TRAJXX of Bank Of Baroda for its branch located in Traj, within the district of Traj in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0TRAJXX |
| Branch | Traj Br., Dist. Kheda, Gujarat |
| City | Traj |
| District | Traj |
| State | Gujarat |
| Address | Traj, Tal. Matar, Dist. Kheda, Gujarat - 387 530. |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Traj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0TRAJXX for the Traj Br., Dist. Kheda, Gujarat branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Traj Br., Dist. Kheda, Gujarat, Traj, Gujarat, is provided a unique IFSC like BARB0TRAJXX so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Traj.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Traj and Traj.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Traj Br., Dist. Kheda, Gujarat do not get misguided to another person.
Format of the IFSC Code BARB0TRAJXX
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Traj Br., Dist. Kheda, Gujarat in Traj.
For example, the IFSC Code BARB0TRAJXX of Bank Of Baroda for the Traj Br., Dist. Kheda, Gujarat branch includes these elements, identifying the bank and the branch location in Traj and Gujarat accurately.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0TRAJXX of Bank Of Baroda for its Traj Br., Dist. Kheda, Gujarat branch located in Traj, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Traj and Traj, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Traj Br., Dist. Kheda, Gujarat or Traj to find the exact IFSC Code BARB0TRAJXX.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Traj will provide accurate information.
How to Use IFSC Code BARB0TRAJXX for Online Transfers?
Once you have the IFSC Code BARB0TRAJXX for the Traj Br., Dist. Kheda, Gujarat branch of Bank Of Baroda in Traj, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0TRAJXX. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0TRAJXX.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Traj Br., Dist. Kheda, Gujarat in Traj, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Traj Br., Dist. Kheda, Gujarat, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Traj manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0TRAJXX.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Traj, Tal. Matar, Dist. Kheda, Gujarat - 387 530. located in Traj, Traj, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.