The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Thoothukudi branch in Toothukudi, Toothukudi, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Toothukudi or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BARB0DBTHOO. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Thoothukudi, Toothukudi
Here are some of the key details that come with the IFSC Code BARB0DBTHOO of Bank Of Baroda for its branch located in Toothukudi, within the district of Toothukudi in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0DBTHOO |
| Branch | Thoothukudi |
| City | Toothukudi |
| District | Toothukudi |
| State | Tamil Nadu |
| Address | 4Ba2 Mani Nagarmangal Mall Complex Thoothukkudi Thoothukkudi Tamil Nadu 628001 |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Toothukudi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBTHOO for the Thoothukudi branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0DBTHOO is given to every bank branch, including Bank Of Baroda located in Thoothukudi, Toothukudi, Tamil Nadu, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Toothukudi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Toothukudi and Toothukudi.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Thoothukudi doesn't end up at another location.
Format of the IFSC Code BARB0DBTHOO
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thoothukudi in Toothukudi.
For example, the IFSC Code BARB0DBTHOO of Bank Of Baroda for the Thoothukudi branch includes these elements, identifying the bank and the branch location in Toothukudi and Tamil Nadu accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0DBTHOO of Bank Of Baroda for its Thoothukudi branch located in Toothukudi, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Toothukudi and Toothukudi, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Thoothukudi or Toothukudi to get the exact IFSC Code BARB0DBTHOO.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Toothukudi, you'll get the correct details.
How to Use IFSC Code BARB0DBTHOO for Online Transfers?
Once you have the IFSC Code BARB0DBTHOO for the Thoothukudi branch of Bank Of Baroda in Toothukudi, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0DBTHOO. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBTHOO.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Thoothukudi in Toothukudi may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Thoothukudi, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Toothukudi manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Thoothukudi Toothukudi branch is BARB0DBTHOO.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 4Ba2 Mani Nagarmangal Mall Complex Thoothukkudi Thoothukkudi Tamil Nadu 628001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.