There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Kootapuli branch in Tirunelvali, Therku Valliyoor, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Tirunelvali or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code BARB0KTPULI. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kootapuli, Tirunelvali

The table below shows the main details of the IFSC Code BARB0KTPULI for the Bank Of Baroda branch in Tirunelvali, which falls under the Therku Valliyoor district in Tamil Nadu.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KTPULI
Branch Kootapuli
City Tirunelvali
District Therku Valliyoor
State Tamil Nadu
Address Building No. 1, School Campus, Main Road, Kuttapuli, Therku Valliyoor, Radhapuram, Tirunelveli -627127

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Tirunelvali for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KTPULI for the Kootapuli branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Kootapuli, Tirunelvali, Tamil Nadu, is provided a unique IFSC like BARB0KTPULI so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Tirunelvali.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Tirunelvali and Therku Valliyoor.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Kootapuli do not get misguided to another person.

Format of the IFSC Code BARB0KTPULI

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kootapuli in Tirunelvali.

For example, the IFSC Code BARB0KTPULI of Bank Of Baroda for the Kootapuli branch includes these elements, identifying the bank and the branch location in Tirunelvali and Tamil Nadu accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0KTPULI of Bank Of Baroda for its Kootapuli branch located in Tirunelvali, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Tirunelvali and Therku Valliyoor, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Kootapuli or Tirunelvali to get the exact IFSC Code BARB0KTPULI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Tirunelvali, you'll get the correct details.

How to Use IFSC Code BARB0KTPULI for Online Transfers?

Once you have the IFSC Code BARB0KTPULI for the Kootapuli branch of Bank Of Baroda in Tirunelvali, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0KTPULI. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KTPULI.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Kootapuli in Tirunelvali, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kootapuli, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tirunelvali to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kootapuli, Tirunelvali?

The IFSC Code is BARB0KTPULI.

Is the IFSC Code BARB0KTPULI permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kootapuli?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kootapuli branch?

The address of the branch is Building No. 1, School Campus, Main Road, Kuttapuli, Therku Valliyoor, Radhapuram, Tirunelveli -627127 located in Tirunelvali, Therku Valliyoor, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.