For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Lalgudi T.N. branch in Tiruchirapalli, Lalgudi, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Tiruchirapalli or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BARB0LALGUD. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Lalgudi T.N., Tiruchirapalli

Below in the table are the key details related to IFSC Code BARB0LALGUD of Bank Of Baroda for its branch located in Tiruchirapalli, within the district of Lalgudi in the state of Tamil Nadu.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0LALGUD
Branch Lalgudi T.N.
City Tiruchirapalli
District Lalgudi
State Tamil Nadu
Address 91, Main Road, Lalgudi Tn 621601

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Tiruchirapalli for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0LALGUD for the Lalgudi T.N. branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Lalgudi T.N., Tiruchirapalli, Tamil Nadu, are given a unique IFSC like BARB0LALGUD to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Tiruchirapalli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Tiruchirapalli and Lalgudi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Lalgudi T.N. goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0LALGUD

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Lalgudi T.N. in Tiruchirapalli.

For example, the IFSC Code BARB0LALGUD of Bank Of Baroda for the Lalgudi T.N. branch includes these elements, identifying the bank and the branch location in Tiruchirapalli and Tamil Nadu accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0LALGUD of Bank Of Baroda for its Lalgudi T.N. branch located in Tiruchirapalli, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Tiruchirapalli and Lalgudi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Lalgudi T.N. or Tiruchirapalli to find the exact IFSC Code BARB0LALGUD.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Tiruchirapalli will provide accurate information.

How to Use IFSC Code BARB0LALGUD for Online Transfers?

If you have the IFSC Code BARB0LALGUD for the Lalgudi T.N. branch of Bank Of Baroda in Tiruchirapalli, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0LALGUD. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0LALGUD.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Lalgudi T.N. in Tiruchirapalli, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Lalgudi T.N., you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Tiruchirapalli manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Lalgudi T.N., Tiruchirapalli?

The IFSC Code is BARB0LALGUD.

Is the IFSC Code BARB0LALGUD permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Lalgudi T.N.?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Lalgudi T.N. branch?

The address of the branch is 91, Main Road, Lalgudi Tn 621601 located in Tiruchirapalli, Lalgudi, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.