For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Saravanampatti branch in Thudiyaloor, Thudiyaloor, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Thudiyaloor or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BARB0SARAVA. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Saravanampatti, Thudiyaloor

Here are the key points that are associated with the IFSC Code BARB0SARAVA of Bank Of Baroda for its branch located in Thudiyaloor, within the district of Thudiyaloor in the state of Tamil Nadu.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SARAVA
Branch Saravanampatti
City Thudiyaloor
District Thudiyaloor
State Tamil Nadu
Address S2, Ramanis Mayuri,Chinnavedampatti,Saravanampatti,Thudiyalur Road,Coimbatore,Tamil Nadu ┬Û 641049.

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Thudiyaloor for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SARAVA for the Saravanampatti branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0SARAVA is given to every bank branch, including Bank Of Baroda located in Saravanampatti, Thudiyaloor, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Thudiyaloor.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Thudiyaloor and Thudiyaloor.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Saravanampatti doesn't end up at another location.

Format of the IFSC Code BARB0SARAVA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Saravanampatti in Thudiyaloor.

For example, the IFSC Code BARB0SARAVA of Bank Of Baroda for the Saravanampatti branch has these elements, identifying the bank and the branch location in Thudiyaloor and Tamil Nadu correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0SARAVA of Bank Of Baroda for its Saravanampatti branch located in Thudiyaloor, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Thudiyaloor and Thudiyaloor, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Saravanampatti or Thudiyaloor to get the exact IFSC Code BARB0SARAVA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Thudiyaloor, then it will provide you proper information.

How to Use IFSC Code BARB0SARAVA for Online Transfers?

Once you have the IFSC Code BARB0SARAVA for the Saravanampatti branch of Bank Of Baroda in Thudiyaloor, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0SARAVA. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SARAVA.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Saravanampatti in Thudiyaloor may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Saravanampatti, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Thudiyaloor manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Saravanampatti Thudiyaloor?

The IFSC Code of the Saravanampatti Thudiyaloor branch is BARB0SARAVA.

Is IFSC Code BARB0SARAVA permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Saravanampatti branch?

The branch is located at S2, Ramanis Mayuri,Chinnavedampatti,Saravanampatti,Thudiyalur Road,Coimbatore,Tamil Nadu ┬Û 641049..

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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