Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Vallakadavu Branch branch in Thrivendrum, Thrivendrum, or Kerala, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Thrivendrum or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BARB0TRIVAL. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Vallakadavu Branch, Thrivendrum
Below in the table are the key details related to IFSC Code BARB0TRIVAL of Bank Of Baroda for its branch located in Thrivendrum, within the district of Thrivendrum in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0TRIVAL |
| Branch | Vallakadavu Branch |
| City | Thrivendrum |
| District | Thrivendrum |
| State | Kerala |
| Address | Vallakadavu Branch,Enchakkal Junction Vallakkadavu Trivandrum.695008.,Trivandrum,695008 |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Thrivendrum for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0TRIVAL for the Vallakadavu Branch branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0TRIVAL is given to every bank branch, including Bank Of Baroda located in Vallakadavu Branch, Thrivendrum, Kerala, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Thrivendrum.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Thrivendrum and Thrivendrum.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Vallakadavu Branch doesn't end up at another location.
Format of the IFSC Code BARB0TRIVAL
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Vallakadavu Branch in Thrivendrum.
For example, the IFSC Code BARB0TRIVAL of Bank Of Baroda for the Vallakadavu Branch branch includes these elements, identifying the bank and the branch location in Thrivendrum and Kerala accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0TRIVAL of Bank Of Baroda for its Vallakadavu Branch branch located in Thrivendrum, the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Thrivendrum and Thrivendrum, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and find the branch locator section. Search for Vallakadavu Branch or Thrivendrum to get the exact IFSC Code BARB0TRIVAL.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Thrivendrum that will provide accurate information.
How to Use IFSC Code BARB0TRIVAL for Online Transfers?
Once you have the IFSC Code BARB0TRIVAL for the Vallakadavu Branch branch of Bank Of Baroda in Thrivendrum, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0TRIVAL. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0TRIVAL.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Vallakadavu Branch in Thrivendrum, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Vallakadavu Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Thrivendrum to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0TRIVAL.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vallakadavu Branch,Enchakkal Junction Vallakkadavu Trivandrum.695008.,Trivandrum,695008 located in Thrivendrum, Thrivendrum, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.