There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Ashtamichira Dist Thrissur branch in Thrissur, Ashtamichira, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Thrissur or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code BARB0ASHTAM. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Ashtamichira Dist Thrissur, Thrissur

The table below shows the main details of the IFSC Code BARB0ASHTAM for the Bank Of Baroda branch in Thrissur, which falls under the Ashtamichira district in Kerala.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0ASHTAM
Branch Ashtamichira Dist Thrissur
City Thrissur
District Ashtamichira
State Kerala
Address Nss Karayogam Shopping Complex,Ashtamichira,Dist Thrissur Kerala 680 731

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Thrissur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0ASHTAM for the Ashtamichira Dist Thrissur branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Ashtamichira Dist Thrissur, Thrissur, Kerala, is provided with a unique IFSC like BARB0ASHTAM to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Thrissur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Thrissur and Ashtamichira.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Ashtamichira Dist Thrissur do not get mixed with another location.

Format of the IFSC Code BARB0ASHTAM

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ashtamichira Dist Thrissur in Thrissur.

For example, the IFSC Code BARB0ASHTAM of Bank Of Baroda for the Ashtamichira Dist Thrissur branch has these elements, identifying the bank and the branch location in Thrissur and Kerala correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0ASHTAM of Bank Of Baroda for its Ashtamichira Dist Thrissur branch located in Thrissur, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Thrissur and Ashtamichira, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Ashtamichira Dist Thrissur or Thrissur to get the exact IFSC Code BARB0ASHTAM.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Thrissur, you'll get the correct details.

How to Use IFSC Code BARB0ASHTAM for Online Transfers?

Once you have the IFSC Code BARB0ASHTAM for the Ashtamichira Dist Thrissur branch of Bank Of Baroda in Thrissur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0ASHTAM. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0ASHTAM.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Ashtamichira Dist Thrissur in Thrissur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ashtamichira Dist Thrissur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thrissur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Ashtamichira Dist Thrissur, Thrissur?

The IFSC Code is BARB0ASHTAM.

Is the IFSC Code BARB0ASHTAM permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Ashtamichira Dist Thrissur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ashtamichira Dist Thrissur branch?

The address of the branch is Nss Karayogam Shopping Complex,Ashtamichira,Dist Thrissur Kerala 680 731 located in Thrissur, Ashtamichira, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.