For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Kazhakkoottam branch in Thiruvananthapuram, Menamkulam, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Thiruvananthapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BARB0VJKAZH. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kazhakkoottam, Thiruvananthapuram

The table below shows the main details of the IFSC Code BARB0VJKAZH for the Bank Of Baroda branch in Thiruvananthapuram, which falls under the Menamkulam district in Kerala.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJKAZH
Branch Kazhakkoottam
City Thiruvananthapuram
District Menamkulam
State Kerala
Address K P Iv218 , Mission Hospital Junction , Kazhakkoottam , Thiruvananthapuram , 695582

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Thiruvananthapuram for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0VJKAZH for the Kazhakkoottam branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Kazhakkoottam, Thiruvananthapuram, Kerala, is provided a unique IFSC like BARB0VJKAZH so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Thiruvananthapuram.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Thiruvananthapuram and Menamkulam.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Kazhakkoottam do not get misguided to another person.

Format of the IFSC Code BARB0VJKAZH

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kazhakkoottam in Thiruvananthapuram.

For example, the IFSC Code BARB0VJKAZH of Bank Of Baroda for the Kazhakkoottam branch includes these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0VJKAZH of Bank Of Baroda for its Kazhakkoottam branch located in Thiruvananthapuram, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Thiruvananthapuram and Menamkulam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Kazhakkoottam or Thiruvananthapuram to get the exact IFSC Code BARB0VJKAZH.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Thiruvananthapuram, then it will provide you proper information.

How to Use IFSC Code BARB0VJKAZH for Online Transfers?

Once you have the IFSC Code BARB0VJKAZH for the Kazhakkoottam branch of Bank Of Baroda in Thiruvananthapuram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJKAZH. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJKAZH.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Kazhakkoottam in Thiruvananthapuram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kazhakkoottam, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thiruvananthapuram to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kazhakkoottam, Thiruvananthapuram?

The IFSC Code is BARB0VJKAZH.

Is the IFSC Code BARB0VJKAZH permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kazhakkoottam?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kazhakkoottam branch?

The address of the branch is K P Iv218 , Mission Hospital Junction , Kazhakkoottam , Thiruvananthapuram , 695582 located in Thiruvananthapuram, Menamkulam, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.