For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Redhills Chennai branch in Thiruvallur, Thiruvallur, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Thiruvallur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BARB0DBREDX. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Redhills Chennai, Thiruvallur

Here are the key points that are associated with the IFSC Code BARB0DBREDX of Bank Of Baroda for its branch located in Thiruvallur, within the district of Thiruvallur in the state of Tamil Nadu.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBREDX
Branch Redhills Chennai
City Thiruvallur
District Thiruvallur
State Tamil Nadu
Address Door No 231 G N T Roadpadiyanallur Redhills Chennai Thiruvallur Tamil Nadu 600052

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Thiruvallur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBREDX for the Redhills Chennai branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0DBREDX is given to every bank branch, including Bank Of Baroda located in Redhills Chennai, Thiruvallur, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Thiruvallur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Thiruvallur and Thiruvallur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Redhills Chennai doesn't end up at another location.

Format of the IFSC Code BARB0DBREDX

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Redhills Chennai in Thiruvallur.

For example, the IFSC Code BARB0DBREDX of Bank Of Baroda for the Redhills Chennai branch has these elements, identifying the bank and the branch location in Thiruvallur and Tamil Nadu correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0DBREDX of Bank Of Baroda for its Redhills Chennai branch located in Thiruvallur, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Thiruvallur and Thiruvallur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Redhills Chennai or Thiruvallur to get the exact IFSC Code BARB0DBREDX.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Thiruvallur, then it will provide you proper information.

How to Use IFSC Code BARB0DBREDX for Online Transfers?

Once you have the IFSC Code BARB0DBREDX for the Redhills Chennai branch of Bank Of Baroda in Thiruvallur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0DBREDX. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBREDX.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Redhills Chennai in Thiruvallur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Redhills Chennai, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thiruvallur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Redhills Chennai, Thiruvallur?

The IFSC Code is BARB0DBREDX.

Is the IFSC Code BARB0DBREDX permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Redhills Chennai?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Redhills Chennai branch?

The address of the branch is Door No 231 G N T Roadpadiyanallur Redhills Chennai Thiruvallur Tamil Nadu 600052 located in Thiruvallur, Thiruvallur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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