The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Ulhasnagar Sec3, Maharashtra branch in Thane, Ulhasnagar, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code BARB0LAXULH. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Ulhasnagar Sec3, Maharashtra, Thane
Below in the table are the key details related to IFSC Code BARB0LAXULH of Bank Of Baroda for its branch located in Thane, within the district of Ulhasnagar in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0LAXULH |
| Branch | Ulhasnagar Sec3, Maharashtra |
| City | Thane |
| District | Ulhasnagar |
| State | Maharashtra |
| Address | Shop No. 1,2&3,Ground Floor,Laxmi Villa,A Resort,Kalyan,M C Road,Ulhasnagar Sec3,Thane,Maharashtra - 421003. |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Thane for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0LAXULH for the Ulhasnagar Sec3, Maharashtra branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Ulhasnagar Sec3, Maharashtra, Thane, Maharashtra, is provided a unique IFSC like BARB0LAXULH so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Thane.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Thane and Ulhasnagar.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Ulhasnagar Sec3, Maharashtra do not get misguided to another person.
Format of the IFSC Code BARB0LAXULH
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ulhasnagar Sec3, Maharashtra in Thane.
For example, the IFSC Code BARB0LAXULH of Bank Of Baroda for the Ulhasnagar Sec3, Maharashtra branch has these elements, identifying the bank and the branch location in Thane and Maharashtra correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0LAXULH of Bank Of Baroda for its Ulhasnagar Sec3, Maharashtra branch located in Thane, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Thane and Ulhasnagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Ulhasnagar Sec3, Maharashtra or Thane to get the exact IFSC Code BARB0LAXULH.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Thane, then it will provide you proper information.
How to Use IFSC Code BARB0LAXULH for Online Transfers?
Once you have the IFSC Code BARB0LAXULH for the Ulhasnagar Sec3, Maharashtra branch of Bank Of Baroda in Thane, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0LAXULH. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0LAXULH.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Ulhasnagar Sec3, Maharashtra in Thane may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ulhasnagar Sec3, Maharashtra, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Thane to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0LAXULH.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Shop No. 1,2&3,Ground Floor,Laxmi Villa,A Resort,Kalyan,M C Road,Ulhasnagar Sec3,Thane,Maharashtra - 421003. located in Thane, Ulhasnagar, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.