Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Flower Valley, Thane, Maharashtra branch in Thane, Thane, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code BARB0FLOVAL. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Flower Valley, Thane, Maharashtra, Thane

Here are some of the key details that come with the IFSC Code BARB0FLOVAL of Bank Of Baroda for its branch located in Thane, within the district of Thane in the state of Maharashtra.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0FLOVAL
Branch Flower Valley, Thane, Maharashtra
City Thane
District Thane
State Maharashtra
Address 2 G04, Flower Valley Complex,Eastern Express Highway,Thane (W),Maharashtra ┬Û 400 601

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Thane for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0FLOVAL for the Flower Valley, Thane, Maharashtra branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Flower Valley, Thane, Maharashtra, Thane, Maharashtra, are allotted a unique IFSC like BARB0FLOVAL to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Thane.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Thane and Thane.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Flower Valley, Thane, Maharashtra reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code BARB0FLOVAL

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Flower Valley, Thane, Maharashtra in Thane.

For example, the IFSC Code BARB0FLOVAL of Bank Of Baroda for the Flower Valley, Thane, Maharashtra branch has these elements, identifying the bank and the branch location in Thane and Maharashtra correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0FLOVAL of Bank Of Baroda for its Flower Valley, Thane, Maharashtra branch located in Thane, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Thane and Thane, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Flower Valley, Thane, Maharashtra or Thane to get the exact IFSC Code BARB0FLOVAL.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Thane, you'll get the correct details.

How to Use IFSC Code BARB0FLOVAL for Online Transfers?

Once you have the IFSC Code BARB0FLOVAL for the Flower Valley, Thane, Maharashtra branch of Bank Of Baroda in Thane, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0FLOVAL. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0FLOVAL.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Flower Valley, Thane, Maharashtra in Thane, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Flower Valley, Thane, Maharashtra, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Thane manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Flower Valley, Thane, Maharashtra Thane?

The IFSC Code of the Flower Valley, Thane, Maharashtra Thane branch is BARB0FLOVAL.

Is IFSC Code BARB0FLOVAL permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Flower Valley, Thane, Maharashtra branch?

The branch is located at 2 G04, Flower Valley Complex,Eastern Express Highway,Thane (W),Maharashtra ┬Û 400 601.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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