There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Bhiwandi branch in Thane, Bhiwandi Nizampur, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Thane or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code BARB0VJBHIW. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Bhiwandi, Thane

Here are the key points that are associated with the IFSC Code BARB0VJBHIW of Bank Of Baroda for its branch located in Thane, within the district of Bhiwandi Nizampur in the state of Maharashtra.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJBHIW
Branch Bhiwandi
City Thane
District Bhiwandi Nizampur
State Maharashtra
Address No.219,Ground Floor , Rajaram Arcade,Lohati Compound , Kalyan Road, Bhiwandi , Thana , 421302

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Thane for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJBHIW for the Bhiwandi branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Bhiwandi, Thane, Maharashtra, is provided a unique IFSC like BARB0VJBHIW so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Thane.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Thane and Bhiwandi Nizampur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Bhiwandi do not get misguided to another person.

Format of the IFSC Code BARB0VJBHIW

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bhiwandi in Thane.

For example, the IFSC Code BARB0VJBHIW of Bank Of Baroda for the Bhiwandi branch has these elements, identifying the bank and the branch location in Thane and Maharashtra correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0VJBHIW of Bank Of Baroda for its Bhiwandi branch located in Thane, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Thane and Bhiwandi Nizampur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Bhiwandi or Thane to get the exact IFSC Code BARB0VJBHIW.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Thane, then it will provide you proper information.

How to Use IFSC Code BARB0VJBHIW for Online Transfers?

Once you have the IFSC Code BARB0VJBHIW for the Bhiwandi branch of Bank Of Baroda in Thane, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJBHIW. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJBHIW.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Bhiwandi in Thane, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Bhiwandi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thane to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Bhiwandi, Thane?

The IFSC Code is BARB0VJBHIW.

Is the IFSC Code BARB0VJBHIW permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Bhiwandi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhiwandi branch?

The address of the branch is No.219,Ground Floor , Rajaram Arcade,Lohati Compound , Kalyan Road, Bhiwandi , Thana , 421302 located in Thane, Bhiwandi Nizampur, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.