Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Surendranagar branch in Surendranagar, Surendranagar Dudhrej, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Surendranagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0VJSURE. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Surendranagar, Surendranagar

The table below shows the main details of the IFSC Code BARB0VJSURE for the Bank Of Baroda branch in Surendranagar, which falls under the Surendranagar Dudhrej district in Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJSURE
Branch Surendranagar
City Surendranagar
District Surendranagar Dudhrej
State Gujarat
Address Business View , Dhrangdhra State High Way , Dhurej Road,Surendranagar , Surendranagar , 363001

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Surendranagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJSURE for the Surendranagar branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Surendranagar, Surendranagar, Gujarat, is provided with a unique IFSC like BARB0VJSURE to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Surendranagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Surendranagar and Surendranagar Dudhrej.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Surendranagar do not get mixed with another location.

Format of the IFSC Code BARB0VJSURE

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Surendranagar in Surendranagar.

For example, the IFSC Code BARB0VJSURE of Bank Of Baroda for the Surendranagar branch has these elements, identifying the bank and the branch location in Surendranagar and Gujarat correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJSURE of Bank Of Baroda for its Surendranagar branch located in Surendranagar, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Surendranagar and Surendranagar Dudhrej, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Surendranagar or Surendranagar to get the exact IFSC Code BARB0VJSURE.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Surendranagar, you'll get the correct details.

How to Use IFSC Code BARB0VJSURE for Online Transfers?

Once you have the IFSC Code BARB0VJSURE for the Surendranagar branch of Bank Of Baroda in Surendranagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJSURE. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJSURE.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Surendranagar in Surendranagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Surendranagar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surendranagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Surendranagar Surendranagar?

The IFSC Code of the Surendranagar Surendranagar branch is BARB0VJSURE.

Is IFSC Code BARB0VJSURE permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Surendranagar branch?

The branch is located at Business View , Dhrangdhra State High Way , Dhurej Road,Surendranagar , Surendranagar , 363001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.