Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Jintan Road, Surendranagar, Gujarat branch in Surendranagar, Surendranagar, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Surendranagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0SURJIN. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Jintan Road, Surendranagar, Gujarat, Surendranagar

Here are the main details that are associated with the IFSC Code BARB0SURJIN of Bank Of Baroda for its branch located in Surendranagar, within the district of Surendranagar in the state of Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SURJIN
Branch Jintan Road, Surendranagar, Gujarat
City Surendranagar
District Surendranagar
State Gujarat
Address Opp.Sarda Society Jintan Road,Surendranagar,Gujarat 363002

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Surendranagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SURJIN for the Jintan Road, Surendranagar, Gujarat branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Jintan Road, Surendranagar, Gujarat, Surendranagar, Gujarat, are given a unique IFSC like BARB0SURJIN to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Surendranagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Surendranagar and Surendranagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Jintan Road, Surendranagar, Gujarat goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0SURJIN

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jintan Road, Surendranagar, Gujarat in Surendranagar.

For example, the IFSC Code BARB0SURJIN of Bank Of Baroda for the Jintan Road, Surendranagar, Gujarat branch has these elements, identifying the bank and the branch location in Surendranagar and Gujarat correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0SURJIN of Bank Of Baroda for its Jintan Road, Surendranagar, Gujarat branch located in Surendranagar, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Surendranagar and Surendranagar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Jintan Road, Surendranagar, Gujarat or Surendranagar to get the exact IFSC Code BARB0SURJIN.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Surendranagar, you'll get the correct details.

How to Use IFSC Code BARB0SURJIN for Online Transfers?

Once you have the IFSC Code BARB0SURJIN for the Jintan Road, Surendranagar, Gujarat branch of Bank Of Baroda in Surendranagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0SURJIN. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SURJIN.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Jintan Road, Surendranagar, Gujarat in Surendranagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Jintan Road, Surendranagar, Gujarat, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Surendranagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Jintan Road, Surendranagar, Gujarat, Surendranagar?

The IFSC Code is BARB0SURJIN.

Is the IFSC Code BARB0SURJIN permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Jintan Road, Surendranagar, Gujarat?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jintan Road, Surendranagar, Gujarat branch?

The address of the branch is Opp.Sarda Society Jintan Road,Surendranagar,Gujarat 363002 located in Surendranagar, Surendranagar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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