The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Navagam, Fort Songadh branch in Surat, Navagam, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0FORTSO. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Navagam, Fort Songadh, Surat

The table below shows the main details of the IFSC Code BARB0FORTSO for the Bank Of Baroda branch in Surat, which falls under the Navagam district in Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0FORTSO
Branch Navagam, Fort Songadh
City Surat
District Navagam
State Gujarat
Address Laxmi Nivas, Tal. Navagam, Fort Songadh, Dist. Tapi, Gujarat - 394 670

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Surat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0FORTSO for the Navagam, Fort Songadh branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Navagam, Fort Songadh, Surat, Gujarat, are given a unique IFSC like BARB0FORTSO to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Surat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Surat and Navagam.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Navagam, Fort Songadh goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0FORTSO

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Navagam, Fort Songadh in Surat.

For example, the IFSC Code BARB0FORTSO of Bank Of Baroda for the Navagam, Fort Songadh branch has these elements, identifying the bank and the branch location in Surat and Gujarat correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0FORTSO of Bank Of Baroda for its Navagam, Fort Songadh branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Surat and Navagam, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Navagam, Fort Songadh or Surat to get the exact IFSC Code BARB0FORTSO.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Surat, you'll get the correct details.

How to Use IFSC Code BARB0FORTSO for Online Transfers?

Once you have the IFSC Code BARB0FORTSO for the Navagam, Fort Songadh branch of Bank Of Baroda in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0FORTSO. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0FORTSO.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Navagam, Fort Songadh in Surat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Navagam, Fort Songadh, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Surat manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Navagam, Fort Songadh Surat?

The IFSC Code of the Navagam, Fort Songadh Surat branch is BARB0FORTSO.

Is IFSC Code BARB0FORTSO permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Navagam, Fort Songadh branch?

The branch is located at Laxmi Nivas, Tal. Navagam, Fort Songadh, Dist. Tapi, Gujarat - 394 670.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.