The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Kundiyana Br., Dist Surat, Gujarat branch in Surat, Kundiyana, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0KUNDIY. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Kundiyana Br., Dist Surat, Gujarat, Surat

The table below shows the main details of the IFSC Code BARB0KUNDIY for the Bank Of Baroda branch in Surat, which falls under the Kundiyana district in Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KUNDIY
Branch Kundiyana Br., Dist Surat, Gujarat
City Surat
District Kundiyana
State Gujarat
Address Darbar Bhavan, Parsi Wad, Kundiyana, Tal. Olpad, Dist. Surat, Gujarat - 394 540.

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KUNDIY for the Kundiyana Br., Dist Surat, Gujarat branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Kundiyana Br., Dist Surat, Gujarat, Surat, Gujarat, is provided with a unique IFSC like BARB0KUNDIY to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Surat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Surat and Kundiyana.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Kundiyana Br., Dist Surat, Gujarat do not get mixed with another location.

Format of the IFSC Code BARB0KUNDIY

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kundiyana Br., Dist Surat, Gujarat in Surat.

For example, the IFSC Code BARB0KUNDIY of Bank Of Baroda for the Kundiyana Br., Dist Surat, Gujarat branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0KUNDIY of Bank Of Baroda for its Kundiyana Br., Dist Surat, Gujarat branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Surat and Kundiyana, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Kundiyana Br., Dist Surat, Gujarat or Surat to get the exact IFSC Code BARB0KUNDIY.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Surat, you'll get the correct details.

How to Use IFSC Code BARB0KUNDIY for Online Transfers?

If you have the IFSC Code BARB0KUNDIY for the Kundiyana Br., Dist Surat, Gujarat branch of Bank Of Baroda in Surat, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0KUNDIY. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0KUNDIY.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Kundiyana Br., Dist Surat, Gujarat in Surat, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kundiyana Br., Dist Surat, Gujarat, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Surat manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Kundiyana Br., Dist Surat, Gujarat Surat?

The IFSC Code of the Kundiyana Br., Dist Surat, Gujarat Surat branch is BARB0KUNDIY.

Is IFSC Code BARB0KUNDIY permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Kundiyana Br., Dist Surat, Gujarat branch?

The branch is located at Darbar Bhavan, Parsi Wad, Kundiyana, Tal. Olpad, Dist. Surat, Gujarat - 394 540..

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.