Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Kavas Br., Dist. Surat, Gujarat branch in Surat, Kavas, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0KAVASX. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kavas Br., Dist. Surat, Gujarat, Surat

Here are the main details that are associated with the IFSC Code BARB0KAVASX of Bank Of Baroda for its branch located in Surat, within the district of Kavas in the state of Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KAVASX
Branch Kavas Br., Dist. Surat, Gujarat
City Surat
District Kavas
State Gujarat
Address Nishal Falia, House No. 62, Kavas, Tal. Choryasi, Dist. Surat, Gujarat - 394 510.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Surat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KAVASX for the Kavas Br., Dist. Surat, Gujarat branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Kavas Br., Dist. Surat, Gujarat, Surat, Gujarat, is provided a unique IFSC like BARB0KAVASX so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Surat.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Surat and Kavas.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Kavas Br., Dist. Surat, Gujarat do not get misguided to another person.

Format of the IFSC Code BARB0KAVASX

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kavas Br., Dist. Surat, Gujarat in Surat.

For example, the IFSC Code BARB0KAVASX of Bank Of Baroda for the Kavas Br., Dist. Surat, Gujarat branch includes these elements, identifying the bank and the branch location in Surat and Gujarat correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0KAVASX of Bank Of Baroda for its Kavas Br., Dist. Surat, Gujarat branch located in Surat, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Surat and Kavas, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Kavas Br., Dist. Surat, Gujarat or Surat to find the exact IFSC Code BARB0KAVASX.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Surat will provide accurate information.

How to Use IFSC Code BARB0KAVASX for Online Transfers?

If you have the IFSC Code BARB0KAVASX for the Kavas Br., Dist. Surat, Gujarat branch of Bank Of Baroda in Surat, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0KAVASX. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0KAVASX.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Kavas Br., Dist. Surat, Gujarat in Surat, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Kavas Br., Dist. Surat, Gujarat, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Surat manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kavas Br., Dist. Surat, Gujarat, Surat?

The IFSC Code is BARB0KAVASX.

Is the IFSC Code BARB0KAVASX permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kavas Br., Dist. Surat, Gujarat?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kavas Br., Dist. Surat, Gujarat branch?

The address of the branch is Nishal Falia, House No. 62, Kavas, Tal. Choryasi, Dist. Surat, Gujarat - 394 510. located in Surat, Kavas, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.