The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Kalakava Br., Dist. Tapi, Gujarat branch in Surat, Kalakava, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0KALSUR. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Kalakava Br., Dist. Tapi, Gujarat, Surat

Below in the table are the key details related to IFSC Code BARB0KALSUR of Bank Of Baroda for its branch located in Surat, within the district of Kalakava in the state of Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KALSUR
Branch Kalakava Br., Dist. Tapi, Gujarat
City Surat
District Kalakava
State Gujarat
Address At & Po. Kalakava, Ta. Vyara, Dist. Tapi, Gujarat - 394 630.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Surat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KALSUR for the Kalakava Br., Dist. Tapi, Gujarat branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Kalakava Br., Dist. Tapi, Gujarat, Surat, Gujarat, are allotted a unique IFSC like BARB0KALSUR to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Surat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Surat and Kalakava.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Kalakava Br., Dist. Tapi, Gujarat reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code BARB0KALSUR

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kalakava Br., Dist. Tapi, Gujarat in Surat.

For example, the IFSC Code BARB0KALSUR of Bank Of Baroda for the Kalakava Br., Dist. Tapi, Gujarat branch has these elements, identifying the bank and the branch location in Surat and Gujarat correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0KALSUR of Bank Of Baroda for its Kalakava Br., Dist. Tapi, Gujarat branch located in Surat, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Surat and Kalakava, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Kalakava Br., Dist. Tapi, Gujarat or Surat to get the exact IFSC Code BARB0KALSUR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Surat that will provide accurate information.

How to Use IFSC Code BARB0KALSUR for Online Transfers?

Once you have the IFSC Code BARB0KALSUR for the Kalakava Br., Dist. Tapi, Gujarat branch of Bank Of Baroda in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0KALSUR. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KALSUR.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Kalakava Br., Dist. Tapi, Gujarat in Surat may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kalakava Br., Dist. Tapi, Gujarat, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Surat manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kalakava Br., Dist. Tapi, Gujarat, Surat?

The IFSC Code is BARB0KALSUR.

Is the IFSC Code BARB0KALSUR permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kalakava Br., Dist. Tapi, Gujarat?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kalakava Br., Dist. Tapi, Gujarat branch?

The address of the branch is At & Po. Kalakava, Ta. Vyara, Dist. Tapi, Gujarat - 394 630. located in Surat, Kalakava, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.