Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Haldharu, Dist. Surat, Gujarat branch in Surat, Haldharu, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0HALDHA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Haldharu, Dist. Surat, Gujarat, Surat

Here are the key points that are associated with the IFSC Code BARB0HALDHA of Bank Of Baroda for its branch located in Surat, within the district of Haldharu in the state of Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0HALDHA
Branch Haldharu, Dist. Surat, Gujarat
City Surat
District Haldharu
State Gujarat
Address 2/106, Patel Falia, Haldharu, Tal. Makrej, Dist. Surat, Gujarat - 394 310.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Surat for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0HALDHA for the Haldharu, Dist. Surat, Gujarat branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Haldharu, Dist. Surat, Gujarat, Surat, Gujarat, is provided with a unique IFSC like BARB0HALDHA to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Surat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Surat and Haldharu.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Haldharu, Dist. Surat, Gujarat do not get mixed with another location.

Format of the IFSC Code BARB0HALDHA

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Haldharu, Dist. Surat, Gujarat in Surat.

For example, the IFSC Code BARB0HALDHA of Bank Of Baroda for the Haldharu, Dist. Surat, Gujarat branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0HALDHA of Bank Of Baroda for its Haldharu, Dist. Surat, Gujarat branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Surat and Haldharu, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Haldharu, Dist. Surat, Gujarat or Surat to get the exact IFSC Code BARB0HALDHA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Surat, you'll get the correct details.

How to Use IFSC Code BARB0HALDHA for Online Transfers?

Once you have the IFSC Code BARB0HALDHA for the Haldharu, Dist. Surat, Gujarat branch of Bank Of Baroda in Surat, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0HALDHA. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0HALDHA.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Haldharu, Dist. Surat, Gujarat in Surat, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Haldharu, Dist. Surat, Gujarat, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Surat manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Haldharu, Dist. Surat, Gujarat Surat?

The IFSC Code of the Haldharu, Dist. Surat, Gujarat Surat branch is BARB0HALDHA.

Is IFSC Code BARB0HALDHA permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Haldharu, Dist. Surat, Gujarat branch?

The branch is located at 2/106, Patel Falia, Haldharu, Tal. Makrej, Dist. Surat, Gujarat - 394 310..

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.