The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Anaval, Dist. Surat, Gujarat branch in Surat, Anaval, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0ANAVAL. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Anaval, Dist. Surat, Gujarat, Surat

The table below shows the main details of the IFSC Code BARB0ANAVAL for the Bank Of Baroda branch in Surat, which falls under the Anaval district in Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0ANAVAL
Branch Anaval, Dist. Surat, Gujarat
City Surat
District Anaval
State Gujarat
Address Nr Railway Station, Anaval, Tal. Mahuva, Dist. Surat, Gujarat - 396 510

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Surat for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0ANAVAL for the Anaval, Dist. Surat, Gujarat branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Anaval, Dist. Surat, Gujarat, Surat, Gujarat, is provided with a unique IFSC like BARB0ANAVAL to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Surat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Surat and Anaval.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Anaval, Dist. Surat, Gujarat do not get mixed with another location.

Format of the IFSC Code BARB0ANAVAL

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Anaval, Dist. Surat, Gujarat in Surat.

For example, the IFSC Code BARB0ANAVAL of Bank Of Baroda for the Anaval, Dist. Surat, Gujarat branch has these elements, identifying the bank and the branch location in Surat and Gujarat correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0ANAVAL of Bank Of Baroda for its Anaval, Dist. Surat, Gujarat branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Surat and Anaval, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Anaval, Dist. Surat, Gujarat or Surat to get the exact IFSC Code BARB0ANAVAL.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Surat, you'll get the correct details.

How to Use IFSC Code BARB0ANAVAL for Online Transfers?

Once you have the IFSC Code BARB0ANAVAL for the Anaval, Dist. Surat, Gujarat branch of Bank Of Baroda in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0ANAVAL. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0ANAVAL.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Anaval, Dist. Surat, Gujarat in Surat may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Anaval, Dist. Surat, Gujarat, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Surat manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Anaval, Dist. Surat, Gujarat, Surat?

The IFSC Code is BARB0ANAVAL.

Is the IFSC Code BARB0ANAVAL permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Anaval, Dist. Surat, Gujarat?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Anaval, Dist. Surat, Gujarat branch?

The address of the branch is Nr Railway Station, Anaval, Tal. Mahuva, Dist. Surat, Gujarat - 396 510 located in Surat, Anaval, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.