Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Ghatkaur,Up branch in Sultanpur, Dhammaur, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Sultanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0GHATKA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Ghatkaur,Up, Sultanpur

Here are some of the key details that come with the IFSC Code BARB0GHATKA of Bank Of Baroda for its branch located in Sultanpur, within the district of Dhammaur in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0GHATKA
Branch Ghatkaur,Up
City Sultanpur
District Dhammaur
State Uttar Pradesh
Address Vill Ghatkaur,Po Ghatkaur,Dist Csm Nagar,Uttar Pradesh ┬Û 227408.

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Sultanpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GHATKA for the Ghatkaur,Up branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Ghatkaur,Up, Sultanpur, Uttar Pradesh, is provided with a unique IFSC like BARB0GHATKA to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Sultanpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sultanpur and Dhammaur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Ghatkaur,Up do not get mixed with another location.

Format of the IFSC Code BARB0GHATKA

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ghatkaur,Up in Sultanpur.

For example, the IFSC Code BARB0GHATKA of Bank Of Baroda for the Ghatkaur,Up branch includes these elements, identifying the bank and the branch location in Sultanpur and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0GHATKA of Bank Of Baroda for its Ghatkaur,Up branch located in Sultanpur, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Sultanpur and Dhammaur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Ghatkaur,Up or Sultanpur to find the exact IFSC Code BARB0GHATKA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Sultanpur will provide accurate information.

How to Use IFSC Code BARB0GHATKA for Online Transfers?

Once you have the IFSC Code BARB0GHATKA for the Ghatkaur,Up branch of Bank Of Baroda in Sultanpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0GHATKA. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0GHATKA.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Ghatkaur,Up in Sultanpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ghatkaur,Up, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sultanpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Ghatkaur,Up Sultanpur?

The IFSC Code of the Ghatkaur,Up Sultanpur branch is BARB0GHATKA.

Is IFSC Code BARB0GHATKA permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Ghatkaur,Up branch?

The branch is located at Vill Ghatkaur,Po Ghatkaur,Dist Csm Nagar,Uttar Pradesh ┬Û 227408..

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.