Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Gaurigunj, Dist Sultanpur branch in Sultanpur, Gauriganj, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Sultanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0GAURIG. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Gaurigunj, Dist Sultanpur, Sultanpur

Here are the main details that are associated with the IFSC Code BARB0GAURIG of Bank Of Baroda for its branch located in Sultanpur, within the district of Gauriganj in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0GAURIG
Branch Gaurigunj, Dist Sultanpur
City Sultanpur
District Gauriganj
State Uttar Pradesh
Address Gauriganj, Dist.Sultanpur-227409

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Sultanpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GAURIG for the Gaurigunj, Dist Sultanpur branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Gaurigunj, Dist Sultanpur, Sultanpur, Uttar Pradesh, is provided with a unique IFSC like BARB0GAURIG to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Sultanpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sultanpur and Gauriganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Gaurigunj, Dist Sultanpur do not get mixed with another location.

Format of the IFSC Code BARB0GAURIG

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gaurigunj, Dist Sultanpur in Sultanpur.

For example, the IFSC Code BARB0GAURIG of Bank Of Baroda for the Gaurigunj, Dist Sultanpur branch includes these elements, identifying the bank and the branch location in Sultanpur and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0GAURIG of Bank Of Baroda for its Gaurigunj, Dist Sultanpur branch located in Sultanpur, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Sultanpur and Gauriganj, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Gaurigunj, Dist Sultanpur or Sultanpur to get the exact IFSC Code BARB0GAURIG.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Sultanpur, you'll get the correct details.

How to Use IFSC Code BARB0GAURIG for Online Transfers?

Once you have the IFSC Code BARB0GAURIG for the Gaurigunj, Dist Sultanpur branch of Bank Of Baroda in Sultanpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0GAURIG. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0GAURIG.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Gaurigunj, Dist Sultanpur in Sultanpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Gaurigunj, Dist Sultanpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Sultanpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Gaurigunj, Dist Sultanpur Sultanpur?

The IFSC Code of the Gaurigunj, Dist Sultanpur Sultanpur branch is BARB0GAURIG.

Is IFSC Code BARB0GAURIG permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Gaurigunj, Dist Sultanpur branch?

The branch is located at Gauriganj, Dist.Sultanpur-227409.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.