Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Sirakol,Wb branch in South 24 Parganas, Sirakole, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in South 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BARB0SIRAKO. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Sirakol,Wb, South 24 Parganas

Here are the main details that are associated with the IFSC Code BARB0SIRAKO of Bank Of Baroda for its branch located in South 24 Parganas, within the district of Sirakole in the state of West Bengal.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SIRAKO
Branch Sirakol,Wb
City South 24 Parganas
District Sirakole
State West Bengal
Address Vill & Po - Sirakol, Ps Usthi, Dist 24 Pgs(S), Sirakol, West Bengal - 743513.

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in South 24 Parganas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SIRAKO for the Sirakol,Wb branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Sirakol,Wb, South 24 Parganas, West Bengal, are given a unique IFSC like BARB0SIRAKO to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in South 24 Parganas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like South 24 Parganas and Sirakole.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Sirakol,Wb goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0SIRAKO

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sirakol,Wb in South 24 Parganas.

For example, the IFSC Code BARB0SIRAKO of Bank Of Baroda for the Sirakol,Wb branch includes these elements, identifying the bank and the branch location in South 24 Parganas and West Bengal accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0SIRAKO of Bank Of Baroda for its Sirakol,Wb branch located in South 24 Parganas, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in South 24 Parganas and Sirakole, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Sirakol,Wb or South 24 Parganas to get the exact IFSC Code BARB0SIRAKO.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and South 24 Parganas that will provide accurate information.

How to Use IFSC Code BARB0SIRAKO for Online Transfers?

Once you have the IFSC Code BARB0SIRAKO for the Sirakol,Wb branch of Bank Of Baroda in South 24 Parganas, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0SIRAKO. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SIRAKO.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Sirakol,Wb in South 24 Parganas, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Sirakol,Wb, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in South 24 Parganas manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Sirakol,Wb, South 24 Parganas?

The IFSC Code is BARB0SIRAKO.

Is the IFSC Code BARB0SIRAKO permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Sirakol,Wb?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sirakol,Wb branch?

The address of the branch is Vill & Po - Sirakol, Ps Usthi, Dist 24 Pgs(S), Sirakol, West Bengal - 743513. located in South 24 Parganas, Sirakole, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.