The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Kakdwip branch in South 24 Parganas, Kakdwip, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in South 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BARB0KAKDWI. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Kakdwip, South 24 Parganas

Below in the table are the key details related to IFSC Code BARB0KAKDWI of Bank Of Baroda for its branch located in South 24 Parganas, within the district of Kakdwip in the state of West Bengal.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KAKDWI
Branch Kakdwip
City South 24 Parganas
District Kakdwip
State West Bengal
Address Lalit Vila ,Po Kakdwip,Vill Kakdwip,Dist 24Pgs(S),Kakdwip,West Bengal - 743347

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in South 24 Parganas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KAKDWI for the Kakdwip branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0KAKDWI is given to every bank branch, including Bank Of Baroda located in Kakdwip, South 24 Parganas, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in South 24 Parganas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like South 24 Parganas and Kakdwip.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Kakdwip doesn't end up at another location.

Format of the IFSC Code BARB0KAKDWI

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kakdwip in South 24 Parganas.

For example, the IFSC Code BARB0KAKDWI of Bank Of Baroda for the Kakdwip branch includes these elements, identifying the bank and the branch location in South 24 Parganas and West Bengal accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0KAKDWI of Bank Of Baroda for its Kakdwip branch located in South 24 Parganas, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in South 24 Parganas and Kakdwip, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Kakdwip or South 24 Parganas to find the exact IFSC Code BARB0KAKDWI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and South 24 Parganas will provide accurate information.

How to Use IFSC Code BARB0KAKDWI for Online Transfers?

Once you have the IFSC Code BARB0KAKDWI for the Kakdwip branch of Bank Of Baroda in South 24 Parganas, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0KAKDWI. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KAKDWI.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Kakdwip in South 24 Parganas, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kakdwip, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in South 24 Parganas manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kakdwip, South 24 Parganas?

The IFSC Code is BARB0KAKDWI.

Is the IFSC Code BARB0KAKDWI permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kakdwip?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kakdwip branch?

The address of the branch is Lalit Vila ,Po Kakdwip,Vill Kakdwip,Dist 24Pgs(S),Kakdwip,West Bengal - 743347 located in South 24 Parganas, Kakdwip, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.