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IFSC Code of Bank Of Baroda, Budge Budge Kolkata, South 24 Parganas, West Bengal — BARB0DBBUDG

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Budge Budge Kolkata branch in South 24 Parganas, South 24 Parganas, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in South 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BARB0DBBUDG. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Budge Budge Kolkata, South 24 Parganas

Below in the table are the key details related to IFSC Code BARB0DBBUDG of Bank Of Baroda for its branch located in South 24 Parganas, within the district of South 24 Parganas in the state of West Bengal.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBBUDG
Branch Budge Budge Kolkata
City South 24 Parganas
District South 24 Parganas
State West Bengal
Address 525 Mahatma Gandhi Roadbudge Budge Kolkata South Twenty Four Parganas West Bengal 700137

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in South 24 Parganas for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBBUDG for the Budge Budge Kolkata branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Budge Budge Kolkata, South 24 Parganas, West Bengal, are allotted a unique IFSC like BARB0DBBUDG to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in South 24 Parganas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like South 24 Parganas and South 24 Parganas.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Budge Budge Kolkata reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code BARB0DBBUDG

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Budge Budge Kolkata in South 24 Parganas.

For example, the IFSC Code BARB0DBBUDG of Bank Of Baroda for the Budge Budge Kolkata branch includes these elements, identifying the bank and the branch location in South 24 Parganas and West Bengal correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0DBBUDG of Bank Of Baroda for its Budge Budge Kolkata branch located in South 24 Parganas, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in South 24 Parganas and South 24 Parganas, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Budge Budge Kolkata or South 24 Parganas to get the exact IFSC Code BARB0DBBUDG.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and South 24 Parganas, then it will provide you proper information.

How to Use IFSC Code BARB0DBBUDG for Online Transfers?

Once you have the IFSC Code BARB0DBBUDG for the Budge Budge Kolkata branch of Bank Of Baroda in South 24 Parganas, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0DBBUDG. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBBUDG.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Budge Budge Kolkata in South 24 Parganas may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Budge Budge Kolkata, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in South 24 Parganas to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Budge Budge Kolkata, South 24 Parganas?

The IFSC Code is BARB0DBBUDG.

Is the IFSC Code BARB0DBBUDG permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Budge Budge Kolkata?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Budge Budge Kolkata branch?

The address of the branch is 525 Mahatma Gandhi Roadbudge Budge Kolkata South Twenty Four Parganas West Bengal 700137 located in South 24 Parganas, South 24 Parganas, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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