The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Borghat Branch branch in Sonitpur, Tezpur, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Sonitpur or anywhere in Assam can transfer funds instantly by using the correct IFSC Code BARB0BORGHA. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Borghat Branch, Sonitpur

Here are some of the key details that come with the IFSC Code BARB0BORGHA of Bank Of Baroda for its branch located in Sonitpur, within the district of Tezpur in the state of Assam.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0BORGHA
Branch Borghat Branch
City Sonitpur
District Tezpur
State Assam
Address Borghat Branch,Vill.Borghat,Po.Khalihamari,,Dist.Sonitpur,Assam,784026

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Sonitpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0BORGHA for the Borghat Branch branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Borghat Branch, Sonitpur, Assam, are allotted a unique IFSC like BARB0BORGHA to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sonitpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Sonitpur and Tezpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Borghat Branch reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code BARB0BORGHA

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Borghat Branch in Sonitpur.

For example, the IFSC Code BARB0BORGHA of Bank Of Baroda for the Borghat Branch branch includes these elements, identifying the bank and the branch location in Sonitpur and Assam correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0BORGHA of Bank Of Baroda for its Borghat Branch branch located in Sonitpur, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Sonitpur and Tezpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Borghat Branch or Sonitpur to get the exact IFSC Code BARB0BORGHA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Sonitpur, you'll get the correct details.

How to Use IFSC Code BARB0BORGHA for Online Transfers?

Once you have the IFSC Code BARB0BORGHA for the Borghat Branch branch of Bank Of Baroda in Sonitpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0BORGHA. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0BORGHA.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Borghat Branch in Sonitpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Borghat Branch, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sonitpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Borghat Branch, Sonitpur?

The IFSC Code is BARB0BORGHA.

Is the IFSC Code BARB0BORGHA permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Borghat Branch?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Borghat Branch branch?

The address of the branch is Borghat Branch,Vill.Borghat,Po.Khalihamari,,Dist.Sonitpur,Assam,784026 located in Sonitpur, Tezpur, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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