There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Sivakasi Br., Dist. Virudhunagar, T.N. branch in Sivakasi, Sivakasi, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Sivakasi or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code BARB0SIVAKA. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Sivakasi Br., Dist. Virudhunagar, T.N., Sivakasi

Below in the table are the key details related to IFSC Code BARB0SIVAKA of Bank Of Baroda for its branch located in Sivakasi, within the district of Sivakasi in the state of Tamil Nadu.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SIVAKA
Branch Sivakasi Br., Dist. Virudhunagar, T.N.
City Sivakasi
District Sivakasi
State Tamil Nadu
Address New Bldg.No.403, (Old No.14H ), Ayyan Complex, Sattur Road, Sivakasi, Dist. Virudhnagar, Tamil Nadu - 626 189.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Sivakasi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SIVAKA for the Sivakasi Br., Dist. Virudhunagar, T.N. branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Sivakasi Br., Dist. Virudhunagar, T.N., Sivakasi, Tamil Nadu, is provided a unique IFSC like BARB0SIVAKA so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Sivakasi.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Sivakasi and Sivakasi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Sivakasi Br., Dist. Virudhunagar, T.N. do not get misguided to another person.

Format of the IFSC Code BARB0SIVAKA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sivakasi Br., Dist. Virudhunagar, T.N. in Sivakasi.

For example, the IFSC Code BARB0SIVAKA of Bank Of Baroda for the Sivakasi Br., Dist. Virudhunagar, T.N. branch has these elements, identifying the bank and the branch location in Sivakasi and Tamil Nadu correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0SIVAKA of Bank Of Baroda for its Sivakasi Br., Dist. Virudhunagar, T.N. branch located in Sivakasi, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Sivakasi and Sivakasi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Sivakasi Br., Dist. Virudhunagar, T.N. or Sivakasi to find the exact IFSC Code BARB0SIVAKA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Sivakasi will provide accurate information.

How to Use IFSC Code BARB0SIVAKA for Online Transfers?

Once you have the IFSC Code BARB0SIVAKA for the Sivakasi Br., Dist. Virudhunagar, T.N. branch of Bank Of Baroda in Sivakasi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0SIVAKA. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SIVAKA.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Sivakasi Br., Dist. Virudhunagar, T.N. in Sivakasi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Sivakasi Br., Dist. Virudhunagar, T.N., here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sivakasi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Sivakasi Br., Dist. Virudhunagar, T.N., Sivakasi?

The IFSC Code is BARB0SIVAKA.

Is the IFSC Code BARB0SIVAKA permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Sivakasi Br., Dist. Virudhunagar, T.N.?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sivakasi Br., Dist. Virudhunagar, T.N. branch?

The address of the branch is New Bldg.No.403, (Old No.14H ), Ayyan Complex, Sattur Road, Sivakasi, Dist. Virudhnagar, Tamil Nadu - 626 189. located in Sivakasi, Sivakasi, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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