Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Kattukudipatti branch in Sivaganga, Ulagampatti, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Sivaganga or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BARB0VJKUDP. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kattukudipatti, Sivaganga

Here are the key points that are associated with the IFSC Code BARB0VJKUDP of Bank Of Baroda for its branch located in Sivaganga, within the district of Ulagampatti in the state of Tamil Nadu.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJKUDP
Branch Kattukudipatti
City Sivaganga
District Ulagampatti
State Tamil Nadu
Address Kattukudipatti , Tirupattur Taluk , Sivagangai District , Kattukudipatti , 630410

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Sivaganga for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJKUDP for the Kattukudipatti branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Kattukudipatti, Sivaganga, Tamil Nadu, is provided with a unique IFSC like BARB0VJKUDP to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Sivaganga.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sivaganga and Ulagampatti.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Kattukudipatti do not get mixed with another location.

Format of the IFSC Code BARB0VJKUDP

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kattukudipatti in Sivaganga.

For example, the IFSC Code BARB0VJKUDP of Bank Of Baroda for the Kattukudipatti branch includes these elements, identifying the bank and the branch location in Sivaganga and Tamil Nadu accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJKUDP of Bank Of Baroda for its Kattukudipatti branch located in Sivaganga, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Sivaganga and Ulagampatti, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Kattukudipatti or Sivaganga to get the exact IFSC Code BARB0VJKUDP.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Sivaganga, you'll get the correct details.

How to Use IFSC Code BARB0VJKUDP for Online Transfers?

Once you have the IFSC Code BARB0VJKUDP for the Kattukudipatti branch of Bank Of Baroda in Sivaganga, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJKUDP. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJKUDP.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Kattukudipatti in Sivaganga, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kattukudipatti, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sivaganga manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kattukudipatti, Sivaganga?

The IFSC Code is BARB0VJKUDP.

Is the IFSC Code BARB0VJKUDP permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kattukudipatti?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kattukudipatti branch?

The address of the branch is Kattukudipatti , Tirupattur Taluk , Sivagangai District , Kattukudipatti , 630410 located in Sivaganga, Ulagampatti, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.