Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Devakottai-Tamil Nadu branch in Sivaganga, Devakottai, or Tamil Nadu, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Sivaganga or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BARB0VJDEVA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Devakottai-Tamil Nadu, Sivaganga
Here are some of the key details that come with the IFSC Code BARB0VJDEVA of Bank Of Baroda for its branch located in Sivaganga, within the district of Devakottai in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJDEVA |
| Branch | Devakottai-Tamil Nadu |
| City | Sivaganga |
| District | Devakottai |
| State | Tamil Nadu |
| Address | Sri Meenakshi Complex , 279,Thirupathur Road , Opp.Bus Stand, Devakottai , Devakottai , 630302 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Sivaganga for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJDEVA for the Devakottai-Tamil Nadu branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Devakottai-Tamil Nadu, Sivaganga, Tamil Nadu, is provided with a unique IFSC like BARB0VJDEVA to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Sivaganga.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Sivaganga and Devakottai.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Devakottai-Tamil Nadu do not get mixed with another location.
Format of the IFSC Code BARB0VJDEVA
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Devakottai-Tamil Nadu in Sivaganga.
For example, the IFSC Code BARB0VJDEVA of Bank Of Baroda for the Devakottai-Tamil Nadu branch includes these elements, identifying the bank and the branch location in Sivaganga and Tamil Nadu accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0VJDEVA of Bank Of Baroda for its Devakottai-Tamil Nadu branch located in Sivaganga, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Sivaganga and Devakottai, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Devakottai-Tamil Nadu or Sivaganga to get the exact IFSC Code BARB0VJDEVA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Sivaganga, you'll get the correct details.
How to Use IFSC Code BARB0VJDEVA for Online Transfers?
Once you have the IFSC Code BARB0VJDEVA for the Devakottai-Tamil Nadu branch of Bank Of Baroda in Sivaganga, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0VJDEVA. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJDEVA.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Devakottai-Tamil Nadu in Sivaganga, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Devakottai-Tamil Nadu, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Sivaganga to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Devakottai-Tamil Nadu Sivaganga branch is BARB0VJDEVA.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Sri Meenakshi Complex , 279,Thirupathur Road , Opp.Bus Stand, Devakottai , Devakottai , 630302.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.