There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Biswan, Sitapur, Up branch in Sitapur, Biswan, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Sitapur or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BARB0BISWAN. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Biswan, Sitapur, Up, Sitapur

The table below shows the main details of the IFSC Code BARB0BISWAN for the Bank Of Baroda branch in Sitapur, which falls under the Biswan district in Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0BISWAN
Branch Biswan, Sitapur, Up
City Sitapur
District Biswan
State Uttar Pradesh
Address H. No. 85 - A Mohalla Thawai Tola, Biswan, Dist - Sitapur, Uttar Pradesh ┬Û 261 201

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Sitapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0BISWAN for the Biswan, Sitapur, Up branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Biswan, Sitapur, Up, Sitapur, Uttar Pradesh, is provided a unique IFSC like BARB0BISWAN so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Sitapur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Sitapur and Biswan.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Biswan, Sitapur, Up do not get misguided to another person.

Format of the IFSC Code BARB0BISWAN

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Biswan, Sitapur, Up in Sitapur.

For example, the IFSC Code BARB0BISWAN of Bank Of Baroda for the Biswan, Sitapur, Up branch includes these elements, identifying the bank and the branch location in Sitapur and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0BISWAN of Bank Of Baroda for its Biswan, Sitapur, Up branch located in Sitapur, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Sitapur and Biswan, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Biswan, Sitapur, Up or Sitapur to get the exact IFSC Code BARB0BISWAN.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Sitapur, you'll get the correct details.

How to Use IFSC Code BARB0BISWAN for Online Transfers?

Once you have the IFSC Code BARB0BISWAN for the Biswan, Sitapur, Up branch of Bank Of Baroda in Sitapur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0BISWAN. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0BISWAN.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Biswan, Sitapur, Up in Sitapur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Biswan, Sitapur, Up, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Sitapur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Biswan, Sitapur, Up, Sitapur?

The IFSC Code is BARB0BISWAN.

Is the IFSC Code BARB0BISWAN permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Biswan, Sitapur, Up?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Biswan, Sitapur, Up branch?

The address of the branch is H. No. 85 - A Mohalla Thawai Tola, Biswan, Dist - Sitapur, Uttar Pradesh ┬Û 261 201 located in Sitapur, Biswan, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.