Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Dumra,Bihar branch in Sitamarhi, Dumra, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Sitamarhi or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BARB0DUMRAX. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Dumra,Bihar, Sitamarhi

The table below shows the main details of the IFSC Code BARB0DUMRAX for the Bank Of Baroda branch in Sitamarhi, which falls under the Dumra district in Bihar.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DUMRAX
Branch Dumra,Bihar
City Sitamarhi
District Dumra
State Bihar
Address Shanti Nagar Chowk,Dumra Road,Opp Iti,Dist Sitamarhi,Dumra,Bihar ┬Û 843316.

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Sitamarhi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DUMRAX for the Dumra,Bihar branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0DUMRAX is given to every bank branch, including Bank Of Baroda located in Dumra,Bihar, Sitamarhi, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Sitamarhi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Sitamarhi and Dumra.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Dumra,Bihar doesn't end up at another location.

Format of the IFSC Code BARB0DUMRAX

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dumra,Bihar in Sitamarhi.

For example, the IFSC Code BARB0DUMRAX of Bank Of Baroda for the Dumra,Bihar branch includes these elements, identifying the bank and the branch location in Sitamarhi and Bihar accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DUMRAX of Bank Of Baroda for its Dumra,Bihar branch located in Sitamarhi, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Sitamarhi and Dumra, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Dumra,Bihar or Sitamarhi to get the exact IFSC Code BARB0DUMRAX.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Sitamarhi that will provide accurate information.

How to Use IFSC Code BARB0DUMRAX for Online Transfers?

Once you have the IFSC Code BARB0DUMRAX for the Dumra,Bihar branch of Bank Of Baroda in Sitamarhi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0DUMRAX. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DUMRAX.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Dumra,Bihar in Sitamarhi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Dumra,Bihar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Sitamarhi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Dumra,Bihar Sitamarhi?

The IFSC Code of the Dumra,Bihar Sitamarhi branch is BARB0DUMRAX.

Is IFSC Code BARB0DUMRAX permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Dumra,Bihar branch?

The branch is located at Shanti Nagar Chowk,Dumra Road,Opp Iti,Dist Sitamarhi,Dumra,Bihar ┬Û 843316..

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.