There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Siliguri Branch branch in Siliguri, Siliguri, West Bengal, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Siliguri or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code BARB0SILIGU. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Siliguri Branch, Siliguri
Here are some of the key details that come with the IFSC Code BARB0SILIGU of Bank Of Baroda for its branch located in Siliguri, within the district of Siliguri in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0SILIGU |
| Branch | Siliguri Branch |
| City | Siliguri |
| District | Siliguri |
| State | West Bengal |
| Address | Siliguri Branch,19 Hill Cart Rd,Siliguri,Dt-Darjeeling,Siliguri,734401 |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Siliguri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0SILIGU for the Siliguri Branch branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Siliguri Branch, Siliguri, West Bengal, are allotted a unique IFSC like BARB0SILIGU to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Siliguri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Siliguri and Siliguri.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Baroda in Siliguri Branch reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code BARB0SILIGU
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Siliguri Branch in Siliguri.
For example, the IFSC Code BARB0SILIGU of Bank Of Baroda for the Siliguri Branch branch includes these elements, identifying the bank and the branch location in Siliguri and West Bengal accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0SILIGU of Bank Of Baroda for its Siliguri Branch branch located in Siliguri, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Siliguri and Siliguri, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Siliguri Branch or Siliguri to get the exact IFSC Code BARB0SILIGU.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Siliguri, then it will provide you proper information.
How to Use IFSC Code BARB0SILIGU for Online Transfers?
Once you have the IFSC Code BARB0SILIGU for the Siliguri Branch branch of Bank Of Baroda in Siliguri, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0SILIGU. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SILIGU.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Siliguri Branch in Siliguri, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Siliguri Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Siliguri to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0SILIGU.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Siliguri Branch,19 Hill Cart Rd,Siliguri,Dt-Darjeeling,Siliguri,734401 located in Siliguri, Siliguri, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.