For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Shivgarhkala,Shravasti,Up branch in Shravasti, Bhinga, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Shravasti or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0SHIVGA. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Shivgarhkala,Shravasti,Up, Shravasti
Here are some of the key details that come with the IFSC Code BARB0SHIVGA of Bank Of Baroda for its branch located in Shravasti, within the district of Bhinga in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0SHIVGA |
| Branch | Shivgarhkala,Shravasti,Up |
| City | Shravasti |
| District | Bhinga |
| State | Uttar Pradesh |
| Address | Vill Bhangaha Bazar,Tehsil Bhinga,Dist Shravasti,Uttar Pradesh ┬Û 271831. |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Shravasti for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SHIVGA for the Shivgarhkala,Shravasti,Up branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Shivgarhkala,Shravasti,Up, Shravasti, Uttar Pradesh, is provided with a unique IFSC like BARB0SHIVGA to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Shravasti.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Shravasti and Bhinga.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Shivgarhkala,Shravasti,Up do not get mixed with another location.
Format of the IFSC Code BARB0SHIVGA
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shivgarhkala,Shravasti,Up in Shravasti.
For example, the IFSC Code BARB0SHIVGA of Bank Of Baroda for the Shivgarhkala,Shravasti,Up branch includes these elements, identifying the bank and the branch location in Shravasti and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0SHIVGA of Bank Of Baroda for its Shivgarhkala,Shravasti,Up branch located in Shravasti, the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Shravasti and Bhinga, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and find the branch locator section. Search for Shivgarhkala,Shravasti,Up or Shravasti to get the exact IFSC Code BARB0SHIVGA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Shravasti that will provide accurate information.
How to Use IFSC Code BARB0SHIVGA for Online Transfers?
Once you have the IFSC Code BARB0SHIVGA for the Shivgarhkala,Shravasti,Up branch of Bank Of Baroda in Shravasti, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0SHIVGA. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SHIVGA.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Shivgarhkala,Shravasti,Up in Shravasti may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Shivgarhkala,Shravasti,Up, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Shravasti manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0SHIVGA.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Vill Bhangaha Bazar,Tehsil Bhinga,Dist Shravasti,Uttar Pradesh ┬Û 271831. located in Shravasti, Bhinga, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.