Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Shivrajpur, Dist Kanpur Dehat branch in Shivrajpur, Shivrajpur, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Shivrajpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0SHIVRA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Shivrajpur, Dist Kanpur Dehat, Shivrajpur
Below in the table are the key details related to IFSC Code BARB0SHIVRA of Bank Of Baroda for its branch located in Shivrajpur, within the district of Shivrajpur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0SHIVRA |
| Branch | Shivrajpur, Dist Kanpur Dehat |
| City | Shivrajpur |
| District | Shivrajpur |
| State | Uttar Pradesh |
| Address | Shivrajpur, The Bilhaur, Dist Kanpur Dehat 209205 |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Shivrajpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SHIVRA for the Shivrajpur, Dist Kanpur Dehat branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Shivrajpur, Dist Kanpur Dehat, Shivrajpur, Uttar Pradesh, are given a unique IFSC like BARB0SHIVRA to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Shivrajpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Shivrajpur and Shivrajpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of Baroda in Shivrajpur, Dist Kanpur Dehat goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BARB0SHIVRA
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shivrajpur, Dist Kanpur Dehat in Shivrajpur.
For example, the IFSC Code BARB0SHIVRA of Bank Of Baroda for the Shivrajpur, Dist Kanpur Dehat branch includes these elements, identifying the bank and the branch location in Shivrajpur and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0SHIVRA of Bank Of Baroda for its Shivrajpur, Dist Kanpur Dehat branch located in Shivrajpur, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Shivrajpur and Shivrajpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Shivrajpur, Dist Kanpur Dehat or Shivrajpur to find the exact IFSC Code BARB0SHIVRA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Shivrajpur will provide accurate information.
How to Use IFSC Code BARB0SHIVRA for Online Transfers?
Once you have the IFSC Code BARB0SHIVRA for the Shivrajpur, Dist Kanpur Dehat branch of Bank Of Baroda in Shivrajpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0SHIVRA. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SHIVRA.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Shivrajpur, Dist Kanpur Dehat in Shivrajpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Shivrajpur, Dist Kanpur Dehat, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Shivrajpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0SHIVRA.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shivrajpur, The Bilhaur, Dist Kanpur Dehat 209205 located in Shivrajpur, Shivrajpur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.