Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Shirpur, Dist. Dhulia branch in Shirpur, Shirpur, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Shirpur or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code BARB0SHIRPU. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Shirpur, Dist. Dhulia, Shirpur
Here are the main details that are associated with the IFSC Code BARB0SHIRPU of Bank Of Baroda for its branch located in Shirpur, within the district of Shirpur in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0SHIRPU |
| Branch | Shirpur, Dist. Dhulia |
| City | Shirpur |
| District | Shirpur |
| State | Maharashtra |
| Address | Hno-1921, Dr. Ambedkar Road, Shirpur, Dist. Dhulia, Maharashtra - 425 405 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Shirpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SHIRPU for the Shirpur, Dist. Dhulia branch of Bank Of Baroda has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Shirpur, Dist. Dhulia, Shirpur, Maharashtra, is provided a unique IFSC like BARB0SHIRPU so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Shirpur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Shirpur and Shirpur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Shirpur, Dist. Dhulia do not get misguided to another person.
Format of the IFSC Code BARB0SHIRPU
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shirpur, Dist. Dhulia in Shirpur.
For example, the IFSC Code BARB0SHIRPU of Bank Of Baroda for the Shirpur, Dist. Dhulia branch includes these elements, identifying the bank and the branch location in Shirpur and Maharashtra accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0SHIRPU of Bank Of Baroda for its Shirpur, Dist. Dhulia branch located in Shirpur, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Shirpur and Shirpur, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Shirpur, Dist. Dhulia or Shirpur to get the exact IFSC Code BARB0SHIRPU.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Shirpur, you'll get the correct details.
How to Use IFSC Code BARB0SHIRPU for Online Transfers?
Once you have the IFSC Code BARB0SHIRPU for the Shirpur, Dist. Dhulia branch of Bank Of Baroda in Shirpur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0SHIRPU. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0SHIRPU.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Shirpur, Dist. Dhulia in Shirpur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Shirpur, Dist. Dhulia, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Shirpur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0SHIRPU.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Hno-1921, Dr. Ambedkar Road, Shirpur, Dist. Dhulia, Maharashtra - 425 405 located in Shirpur, Shirpur, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.